Aderonke Ajibabi, Founder of Unique Property and Financial Service and Mortgage Broker in Sittingbourne

Aderonke Ajibabi is the Founder of Unique Property and Financial Service and an experienced mortgage broker in Sittingbourne. She works with individuals, landlords, property investors and business owners who require clear, practical mortgage and protection advice tailored to their circumstances.

Unique Property and Financial Service provides advice on Residential Mortgages, HMO Mortgages, Buy-to-Let Mortgages, Limited Company Mortgages, Commercial Finance, Bridging Finance, Second Charge Mortgages, Protection and General Insurance.

Mortgage advice is tailored to each client’s financial position, objectives and eligibility, while remaining aligned with current UK regulatory standards and lender criteria.

Mortgage Advice in Sittingbourne and Across Kent

When searching for a mortgage broker in Sittingbourne, it is important to work with an adviser who takes time to understand your income, financial commitments and long-term plans before making recommendations.

Aderonke supports a wide range of clients, including first-time buyers, home movers, landlords, self-employed applicants and property investors. Whether you are purchasing a home, refinancing an existing property, expanding a portfolio or seeking specialist finance, advice is designed around suitability and affordability.

Recommendations are based on lender criteria, property type and individual circumstances. Access to a broad panel of lenders may help identify suitable mortgage options where appropriate.

How Mortgage Advice Is Delivered

Every mortgage application begins with a detailed review of the client’s circumstances to ensure recommendations are suitable and affordable.

The process includes:

• Reviewing income, expenditure and credit commitments
• Explaining mortgage products and repayment options
• Discussing lender criteria and associated costs
• Supporting communication with lenders, solicitors and estate agents
• Helping clients understand the application process clearly

Clients are encouraged to ask questions throughout the process to make informed financial decisions with confidence.

Areas of Advice

Residential Mortgages: Support for first-time buyers, home movers and homeowners looking to purchase or refinance their main residence.

Buy-to-Let & HMO Mortgages: Guidance for landlords purchasing or refinancing rental properties, including Houses in Multiple Occupation. Tax treatment depends on individual circumstances and may change in future.

Limited Company Mortgages: Advice for property investors purchasing or refinancing through limited company structures, subject to lender eligibility and underwriting.

Commercial Finance: Funding solutions for commercial and mixed-use properties, tailored to business and investment requirements.

Bridging Finance: Short-term finance options for clients requiring fast or flexible lending solutions, often used for auction purchases, refurbishments or chain breaks.

Second Charge Mortgages: Support for homeowners looking to raise capital while retaining their existing mortgage arrangements, subject to affordability and lender approval.

Protection & General Insurance: Guidance on protection and insurance products designed to help protect homes, income and family finances.

Supporting a Wide Range of Clients

Aderonke supports clients with a variety of financial circumstances, including:

• Self-employed applicants with complex income structures
• First-time landlords entering the property market
• Investors growing residential or commercial portfolios
• Homeowners reviewing monthly commitments and borrowing needs
• Clients requiring specialist property finance solutions

Each case is assessed individually. Mortgage approval is subject to lender assessment, underwriting and affordability checks.

Location and Availability

Aderonke, a mortgage broker in Sittingbourne who works with clients in Sittingbourne and the surrounding areas across Kent. Advice can also be provided remotely where appropriate.

• Maidstone
• Faversham
• Gillingham
• Rainham
• Chatham
• Canterbury
• Ashford

Speak to Aderonke Ajibabi

If you require mortgage advice in Sittingbourne or elsewhere in Kent, you can arrange an initial discussion to explore your circumstances and future plans.

The aim is to provide clear, professional guidance so you can make informed decisions based on your financial objectives and eligibility.

Mortgage advice should always be based on suitability, affordability and your long-term financial plans.