Mortgage and Protection Broker in Chorley, Lancashire – Martin Cook

Chorley is one of the key areas Martin Cook serves, offering tailored mortgage advice with FCA-regulated guidance. Whether you’re buying your first home or expanding your investment portfolio, expert help is available in Chorley and surrounding towns.

Martin Cook is an experienced mortgage broker in Chorley, Lancashire. He provides clear, straightforward advice across residential, commercial, and semi-commercial mortgages. Services also include buy-to-let, HMOs, bridging finance, limited company mortgages, second charge loans, and essential protection products.

Nearby towns served include Leyland, Preston, Blackburn, Bolton, Wigan, and Bury.

Local Knowledge You Can Trust

Martin Cook understands the property market in Chorley and throughout Lancashire. This allows him to recommend suitable options based on property type, budget, and location.

Buying a terrace near Astley Park or remortgaging a semi-commercial unit on Pall Mall? Expect detailed guidance from start to finish. All advice complies with UK mortgage regulations and lender expectations.

Bridging Finance Expertise in Chorley

Chorley property investors often turn to bridging finance for fast purchases or short-term needs. Martin Cook helps clients:

• Secure funding for auction properties

• Raise capital for refurbishment projects

• Buy before selling an existing property

• Handle chain breaks or urgent completions

All recommendations follow FCA guidelines and are matched with your financial situation and exit strategy.

Buy-to-Let and HMO Mortgages

Whether you’re buying a single let or expanding into HMOs, Chorley remains a strong rental location. Martin Cook sources suitable mortgages for:

• First-time landlords

• Experienced investors

• HMO conversions

• Student lets or multi-unit blocks

He also advises on local licensing and lender stress tests.

Residential, Commercial & Semi-Commercial Mortgages

Martin Cook supports clients across all property types:

• First homes, remortgages, or equity release

• Offices, shops, and mixed-use buildings

• Live-work units and trading premises

He works with lenders who understand niche property features in the Chorley area and surrounding towns.

Limited Company and Second Charge Mortgages

For property investors using limited companies, Martin helps structure applications to meet lender rules on:

• SPVs and trading entities

• Director guarantees

• Income and affordability checks

Second charge loans are also available when a remortgage isn’t suitable. These can help raise capital without disturbing your main mortgage.

Protection and General Insurance

Mortgage protection is just as important as the loan itself. Martin Cook arranges cover for:

• Life insurance

• Critical illness

• Income protection

• Buildings and contents insurance

Everything is matched to your financial profile and lender requirements.

Serving Chorley and Nearby Towns

While Chorley is Martin’s home base, his services extend to:

• Leyland

• Preston

• Blackburn

• Bolton

• Wigan

• Bury

Each location benefits from clear advice and tailored mortgage solutions suited to local housing conditions.

Why Choose Martin Cook?

• Based in Chorley with strong Lancashire knowledge

• Specialises in residential, commercial, and buy-to-let cases

• Experienced in bridging finance and HMOs

• Multilingual service improves client confidence

• FCA-regulated for peace of mind

• Strong network of UK lenders including building societies

Ready to Get Started?

If you’re buying, remortgaging, or investing in Chorley or surrounding Lancashire towns, Martin Cook offers friendly, regulated advice tailored to your needs. He handles everything from initial discussions to mortgage offers and final completion.