Sheila Blacklaw | Your Trusted Mortgage Broker in Farnborough, Hampshire

Are you seeking a mortgage broker in Farnborough, Hampshire who understands complex property finance? I’m Sheila Blacklaw, providing expert support across commercial, semi-commercial, buy-to-let, HMO, bridging finance, limited company mortgages, and general insurance.

Areas I Cover

While based in Farnborough, I also assist clients in:

✔ Aldershot ✔ Fleet ✔ Basingstoke ✔ Farnham ✔ Camberley ✔ Hook

Commercial & Semi-Commercial Mortgages

Commercial and semi-commercial mortgages require a detailed understanding of lender criteria. I work with investors, landlords, and business owners to ensure your applications meet UK lending standards. Whether it’s a retail unit with flats above or a business premises, I can help you secure funding with competitive terms.

Buy-to-Let Mortgages

Buy-to-let lending often depends on rental income, property type, and your experience as a landlord. I offer clear, tailored advice whether you’re expanding an existing portfolio or buying your first investment property.

HMO (House in Multiple Occupation) Mortgages

Lenders assess HMO properties differently. From licencing to room count and fire safety compliance, every aspect affects your mortgage eligibility. I guide you through each stage, making the process clear and manageable.

Bridging Finance (In-Depth Support)

Bridging finance is short-term funding used when speed matters. This can include auction purchases, chain breaks, or refurbishment projects. I can help you source fast funding solutions, ensuring your exit strategy meets lender expectations. With access to a wide range of UK lenders, I’ll make sure your case is packaged correctly to avoid delays.

Common uses for bridging finance include:

✔ Auction property purchases
✔ Buying before selling
✔ Conversions and refurbishments
✔ Resolving cash flow gaps

Each case is assessed on value, timeframe, and security. I’ll work with you to ensure the structure and timeline are realistic and achievable.

Limited Company Mortgages

Many landlords now use limited companies for property investment due to potential tax benefits. Mortgage lenders treat these differently. I’ll help you understand which lenders offer suitable terms and ensure your company setup meets their requirements.

General Insurance

I also arrange insurance for landlords, commercial premises, and residential homes. It’s vital to have the right protection in place – especially for buy-to-let or mixed-use properties. I work with UK insurers to deliver reliable cover that fits your needs.

Why Choose Me?

✔ Clear, straightforward advice – no jargon
✔ Focused on UK criteria and lender expectations
✔ Support with document preparation and lender communication
✔ Local knowledge of Farnborough and surrounding towns in Hampshire
✔ Tailored solutions for complex cases, including adverse credit and non-standard properties

Ready to Get Started?

If you’re looking for a mortgage broker in Farnborough, Hampshire, I’m here to help with honest, practical advice. Whether you’re financing a semi-commercial unit, expanding an HMO portfolio, or seeking bridging finance, I’ll guide you through every stage with clarity.