Residential
Buy-to-Let
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Protection
Steps of Working with a Mortgage Adviser
The we can advise with
Hughes Loans – Comprehensive Lending Advice Across All Sectors
At Hughes Loans, our team of experienced advisers is here to support clients across a wide spectrum of financial needs. Whether you’re a first-time buyer or an established investor, we offer expert guidance in the following areas:
Residential Mortgages – Helping individuals and families secure their ideal home with tailored mortgage solutions.
Buy-to-Let (BTL) – Advising landlords and property investors on competitive BTL products to maximise rental returns.
Bridging Finance – Providing fast, flexible bridging loans for time-sensitive purchases or property chain breaks.
Commercial Finance – Supporting businesses with financing for offices, retail units, warehouses, and more.
Development Finance – Backing property developers with funding solutions from initial land purchase to final construction.
No matter your goal, Hughes Loans delivers clear, strategic advice to help you move forward with confidence.
Contact Us
Hughes Loans is an Appointed Representative of Connect IFA Limited (441505), which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference [FCA Reference Number].
Please note: The FCA does not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Important Notice
Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee for mortgage advice. The precise amount will depend on your individual circumstances. Your adviser will confirm the actual amount prior to any commitment, but we estimate this to be a minimum of £499 or 0.5% of the mortgage balance — for example, £500 on a £100,000 mortgage.
We usually charge a £199 administration fee when submitting your application to the lender.
Company Details
Hughes Loans
[Address Line 1]
[Address Line 2]
[City/Town]
[Postcode]
Registered in England and Wales No: [Company Number]
Commission Disclosure
We act as a credit broker and not a lender. We have access to a wide range of lenders. Once we have assessed your requirements, we will recommend a suitable product from one or more of these lenders. However, you are under no obligation to accept our advice or recommendation.
We typically receive commission from the lender upon completion of your transaction. This is usually a fixed percentage of the loan amount. The amount of commission varies by lender and product, but it does not affect the amount you pay under your credit agreement.
Complaints Procedure
It is our aim to deliver excellent customer service at all times. However, if you wish to make a complaint, please contact us in writing at:
Compliance Department
Connect IFA Ltd
39 Station Lane, Hornchurch, RM12 6JL
Tel: 01708 676110
If your complaint cannot be resolved, you may have the right to refer it to the Financial Ombudsman Service:
www.financial-ombudsman.org.uk
Important Considerations
Think carefully before securing other debts against your home.
By consolidating debts into a mortgage, you may end up paying more over the full term than you would with your existing arrangements.
The actual rate available will depend on your individual circumstances. Ask for a personalised illustration.