Anna

Gustyn

Qualifications:
CeMAP
Gender:
Female

Appointment Options:

 
Face-to-face, Online, Telephone

Location:

Greater London

Language(s):

English

Anna’s top skills:
Anna expertly matches complex property cases to the right UK lenders, reviewing lease terms, LTV ratios, and income structures for mixed-use units and conversions.
From AST agreements to multi-tenancy layouts, Anna supports new and portfolio landlords in Chiswick with tailored buy-to-let and licensed HMO mortgage guidance.
Anna offers flexible bridging finance and limited company mortgage options, helping clients meet lender criteria, tax structures, and exit strategies with confidence.

Member of:

More about Anna:

Mortgage Broker Chiswick, London – Anna Gustyn

Chiswick is one of the areas where Anna Gustyn offers expert mortgage advice. Known for its riverside charm and easy access to Central London, Chiswick is a popular choice for landlords, investors, and company buyers. Anna Gustyn is a highly experienced mortgage broker based in Chiswick, London, specialising in commercial and semi-commercial finance, buy-to-let, HMOs, bridging loans, limited company mortgages, and general insurance.

Commercial & Semi-Commercial Mortgage Advice

Property investors in Chiswick and nearby towns often seek mixed-use units. Whether you’re buying retail with flats above or converting a warehouse, Anna provides expert guidance based on lender policies and income structures. Each case is matched to the right lender using updated UK mortgage rules. Loan-to-value ratios and lease terms are reviewed carefully.

Buy-to-Let Mortgages for Landlords

Buy-to-let remains strong across West London. Anna Gustyn works with lenders offering competitive rental coverage ratios. She helps both new and portfolio landlords finance properties in and around Chiswick, London. Lenders expect full tenancy details and assured short-hold tenancy (AST) agreements. Anna prepares all required documents to meet underwriter standards.

HMO Mortgage Solutions

Many landlords in Chiswick and West London explore Houses in Multiple Occupation (HMOs). These offer better yields but come with stricter rules. Anna supports clients in securing mortgages for licensed or unlicensed HMOs. She works with lenders who accept multi-tenancy and complex property layouts.

Bridging Finance – Fast, Flexible Solutions

Bridging loans can help buyers act quickly in Chiswick’s competitive market. Anna Gustyn specialises in bridging finance, ideal for auction purchases, refurbishment, or avoiding property chain issues. She works with UK-regulated lenders offering terms from 1 to 18 months. Cases are assessed based on exit strategy, property type, and credit standing.

Bridging finance can also support clients in:

✔ Downsizing or upsizing before a sale
✔ Renovating uninhabitable properties
✔ Securing land or commercial plots pending planning

All bridging loans comply with the Financial Conduct Authority’s (FCA) criteria where required.

Limited Company Buy-to-Let Mortgages

Many landlords in Chiswick use limited companies for tax efficiency. Anna works with lenders who offer limited company mortgages at competitive rates. Applications are reviewed based on SPV structure, SIC codes, and director history. Anna ensures all paperwork is prepared in line with lender requirements.

General Insurance to Protect Your Property

Anna also offers tailored general insurance to cover residential, commercial, and HMO properties. She helps clients compare cover levels for buildings, contents, loss of rent, and liability. These products are reviewed regularly to meet lender expectations and protect client investments.

Nearby Areas Served

In addition to Chiswick, Anna offers services to clients in:

✔ Ealing ✔ Acton ✔ Hammersmith ✔ Brentford ✔ Kew ✔ Shepherd’s Bush ✔

Local expertise ensures tailored advice across West London’s dynamic property market.

Why Choose Anna Gustyn in Chiswick, London?

✔ Based in Chiswick with insight into West London markets
✔ FCA-regulated advice on complex and specialist mortgages
✔ Strong lender panel covering over 100 banks and building societies
✔ Dedicated support from enquiry to mortgage completion

Chiswick is one of the areas where clients trust Anna Gustyn for mortgage and insurance guidance. Whether you’re buying a mixed-use building in Brentford or an HMO in Acton, Anna brings local knowledge, strong lender links, and FCA-compliant advice tailored to your needs.

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Contact Anna:
Umbrella Mortgages Ltd

is is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority.