Mortgage Broker Dartford, Kent – Roshan Sharma

Dartford is one of the areas where Roshan Sharma offers expert mortgage and insurance services.

With a strong local presence in Dartford, Kent, Roshan Sharma offers practical and FCA-compliant advice for a wide range of mortgage and insurance needs. Whether you are buying your first home or investing in commercial property, he provides tailored support that reflects current UK lending rules.

Specialist Advice on All Property Types

Dartford and nearby towns benefit from Roshan’s expertise across key mortgage sectors:

✔ Residential mortgages for homebuyers
✔ Buy-to-let options, including first-time landlords and portfolio clients
✔ Limited Company Mortgages for professional investors
✔ Semi-commercial property finance
✔ Bridging finance for time-sensitive purchases
✔ HMO (Houses in Multiple Occupation) mortgages
✔ Commercial mortgages for shops, warehouses, and office spaces
✔ Protection and general insurance for peace of mind

Bridging Finance Expertise in Dartford

Bridging finance is ideal for buyers who need to complete quickly. Roshan helps clients in Dartford secure short-term funding, including:

✔ Auction purchases
✔ Chain breaks
✔ Buying before selling
✔ Heavy refurbishment

He works with lenders who understand non-standard properties, tight deadlines, and exit strategies. Terms can be arranged from 1 to 18 months with flexible underwriting.

FCA-Regulated Support with a Personal Touch

Roshan Sharma is FCA-authorised, ensuring compliance with UK regulations. Every recommendation is based on your income, credit history, and long-term goals.

Expect straightforward advice, clear documents, and support from initial enquiry to completion.

Areas Served Beyond Dartford

If you’re based outside Dartford, Roshan also supports clients in:

✔ Gravesend ✔ Bexleyheath ✔ Maidstone ✔ Sevenoaks ✔ Swanley ✔ Rochester

He understands regional demand, council rules, and lender preferences across these towns.

Property Investors Welcome

Roshan helps experienced and new landlords finance:

✔ Single lets ✔ HMO conversions ✔ Mixed-use buildings ✔ Freehold blocks ✔

He advises on interest-only options, SPV limited companies, and lender exposure rules.

Limited Company Mortgage Options

More property investors are choosing limited companies for tax reasons. Roshan offers advice on structure, lending limits, and eligibility.

He works with lenders that cater to SPVs, trading companies, and layered corporate structures.

Commercial & Semi-Commercial Mortgages

Buying a commercial unit or a shop with a flat above? Roshan can help with mortgages for:

✔ Owner-occupiers
✔ Investors
✔ Mixed-use premises

These cases need bespoke underwriting, especially with variable rental income or part-vacant buildings.

General Insurance & Protection Services

A property loan isn’t complete without proper protection. Roshan provides:

✔ Life cover
✔ Critical illness cover
✔ Income protection
✔ Buildings and contents insurance
✔ Landlord policies

All policies meet UK insurance standards and can be arranged alongside your mortgage.

Why Choose Roshan Sharma in Dartford?

✔ Local knowledge of Dartford and nearby Kent towns
✔ Access to over 100 UK lenders, including building societies
✔ Experience with complex income, self-employed clients, and credit history issues
✔ Up-to-date with UK mortgage rules, including EPC and affordability criteria
✔ Timely support during every stage, from AIP to post-completion

Begin Your Mortgage Journey in Dartford Today

Whether you are moving into Dartford, growing your rental portfolio, or refinancing a semi-commercial building, Roshan Sharma is ready to assist.

Get in touch today to secure your property goals with advice that meets all UK lending rules.