Rashid Mustafai | Mortgage Broker in Wandsworth

Rashid

Mustafai

Qualifications:
CeMAP
Gender:
Male

Appointment Options:

 
Face-to-face, Online, Telephone

Location:

Greater London

Language(s):

English

Rashid’s top skills:
Specialises in structuring finance for mixed-use, retail and office properties, aligning lender criteria with property use, lease terms, and business income.
Secures time-sensitive loans for auctions, chain breaks, or refurbishments, with tailored exit plans and advice on interest structures to support cash flow.
Advises landlords on buy-to-let and HMO lending, including SPV setups, SIC code checks, licensing rules, and lender criteria for multi-tenant or student lets.
More about Rashid:

Mortgage Broker Wandsworth, London – Rashid Mustafai

Wandsworth is one of the key areas where Rashid Mustafai offers tailored mortgage and protection services. Based in London, Rashid specialises in a wide range of finance options suited for landlords, investors, and business property buyers. His expertise covers Wandsworth and surrounding locations, providing regulated, reliable advice that meets current UK lending standards.

Nearby areas also supported include: Clapham, Battersea, Tooting, Balham, Putney, and Earlsfield.

Commercial & Semi-Commercial Mortgages in Wandsworth

Wandsworth property demand includes mixed-use premises, shops with flats above, and office conversions. Rashid helps secure suitable commercial and semi-commercial mortgages, focusing on lender criteria that often differ from standard residential terms.

Whether buying a corner shop with flats or converting an office, he reviews business income, property class, and repayment options. This includes identifying lenders who accept unique layouts or short leases.

Bridging Finance for Wandsworth Property Deals

Bridging finance is ideal when speed matters. Rashid supports clients needing fast completions in Wandsworth. Common uses include auction purchases, chain breaks, or refurbishments before letting or selling.

He arranges short-term loans with clear exit plans and keeps rates competitive. Rashid also checks if retained or rolled-up interest better fits your cash flow. Some lenders may require experience for renovation-based loans, and he ensures these checks are met in advance.

Buy-to-Let and HMOs in Wandsworth

Rental demand remains strong in Wandsworth due to commuter appeal and professional tenants. Rashid helps landlords with both standard buy-to-let and licensed HMOs.

He reviews rental yields, council licensing rules, and lender restrictions on room sizes or tenant types. Rashid works with lenders who accept student lets, multi-tenant setups, or limited company structures.

Limited Company Mortgage Advice

For landlords who buy through SPVs or trading companies, Rashid sources limited company mortgage deals. These often suit clients seeking tax efficiency or managing multiple properties under one umbrella.

He ensures the company SIC code is compliant and checks director guarantees are in place. Rashid works with lenders familiar with layered companies and complex group ownership.

Protection and General Insurance Services

Owning property in Wandsworth carries risk—whether from tenants, building issues, or health concerns. Rashid offers tailored protection policies including:

✔ Landlord building and contents insurance
✔ Rent guarantee cover
✔ Income protection for self-employed clients
✔ Business life cover for directors or shareholders

All products are regulated and reviewed for suitability based on occupation, income, and liabilities.

Why Choose Rashid Mustafai in Wandsworth?

✔ FCA-Regulated Advice: Every recommendation meets UK lending laws.
✔ Wide Product Range: Commercial, HMO, and specialist landlord lending.
✔ Clear Support: From initial enquiry to completion and insurance setup.
✔ Local Insight: Strong understanding of Wandsworth’s property types and investor profiles.

Nearby Locations Served

If you’re looking beyond Wandsworth, Rashid also supports clients in:

✔ Clapham – Popular for young renters and shared lets
✔ Tooting – Strong HMO market and cultural diversity
✔ Battersea – Growth area with ongoing regeneration
✔ Putney – Well-suited for professional buy-to-let investors
✔ Balham – Mix of flats, houses, and multi-lets
✔ Earlsfield – Great for families and long-term tenants

Begin Your Mortgage Enquiry Today

Whether you’re financing a new HMO, refinancing a commercial unit, or buying through your company, Rashid Mustafai is ready to help. Clients in Wandsworth and nearby towns benefit from tailored, jargon-free mortgage advice and long-term financial planning.

Get started today with a Wandsworth-based mortgage broker who knows what works.

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