Expert Mortgage and Protection Broker in  Torquay, Devon | Karthik Venkatapuram

Torquay is one of the key areas where Karthik Venkatapuram offers mortgage broker services. Based in Devon, Karthik provides expert advice on residential, commercial and semi-commercial mortgages, buy-to-let, HMOs, bridging finance, limited company mortgages, protection, and general insurance.

Bespoke Mortgage Advice in Torquay, Devon

If you are buying or remortgaging in Torquay, expert guidance is crucial. Local market knowledge helps you secure the right mortgage, whether for a family home or investment property. Karthik understands the varied property types and lender expectations in the region.

Residential Mortgages in Torquay

Looking to buy your first home or move house in Torquay? Karthik offers personalised advice on suitable mortgage products. He helps you from initial enquiry through to mortgage completion. With access to a broad panel of lenders, he can match your needs with the right deals.

Commercial and Semi-Commercial Mortgages

Securing a mortgage for commercial or semi-commercial properties requires specialist advice. Whether you’re buying a shop with a flat above or an office in Torquay, Karthik ensures your application fits lender criteria. He also assists with cases involving complex income or non-standard properties.

Buy-to-Let and HMOs in Torquay

Torquay has a strong rental market. Karthik supports landlords and property investors with expert buy-to-let mortgage advice. He also specialises in mortgages for Houses of Multiple Occupancy (HMOs), a growing sector in Devon. Understanding licensing and lender requirements is key to success in this area.

Specialist Bridging Finance in Torquay

Bridging finance can help you act quickly when buying property in Torquay. This short-term funding suits chain breaks, auction purchases, or renovation projects. Karthik advises on when bridging loans are appropriate and helps secure competitive rates. He manages the process from start to finish, ensuring funds are released on time.

Limited Company Mortgages

Many investors now choose limited company mortgages for tax efficiency. Karthik supports clients looking to grow portfolios through limited company structures. He explains the benefits and lender requirements clearly. His advice ensures applications meet strict lending criteria.

Protection and General Insurance

Buying a property in Torquay? Karthik also advises on protection and general insurance. From life insurance to landlord cover, he helps safeguard your home and financial future.

Nearby Areas Covered

In addition to Torquay, Karthik provides mortgage broker services in these nearby towns:

• Paignton

• Newton Abbot

• Totnes

• Brixham

• Teignmouth

• Dawlish

Why Choose Karthik Venkatapuram as Your Mortgage Broker in Torquay

• In-depth knowledge of Torquay and wider Devon property markets

• FCA-regulated advice you can trust

• Tailored mortgage solutions for varied client needs

• Expert in bridging finance and complex cases

If you’re buying, remortgaging or investing in Torquay, speak to Karthik today for clear, professional mortgage advice.