Richard Kwakye, Mortgage and Protection Adviser in Spalding

Richard Kwakye is an adviser at Approvable Limited, based in Spalding. He helps clients make clear, confident decisions when seeking mortgage, protection, and insurance advice.

Richard can support clients with residential mortgages, commercial mortgages, buy-to-let finance, bridging finance, second-charge mortgages, protection, and general insurance. His profile is designed to help you quickly understand whether he is the right adviser for your needs.

As an FCA-Approved Adviser, Richard provides advice based on your circumstances, goals and available options.

Areas Richard Can Help With

Richard has permission to advise on a broad range of mortgage and protection needs, including:

• Residential mortgages
• Buy-to-let mortgages
• HMO finance
• Limited company buy-to-let mortgages
• Commercial mortgages
• Bridging finance
• Second charge mortgages
• Protection
• General insurance

Richard does not advise on equity release or Sharia mortgages.

Who Richard Is Best Suited For

Richard may be a strong fit if you are:

• Buying a home and need residential mortgage advice
• Reviewing your current mortgage options
• Purchasing or refinancing a buy-to-let property
• Considering HMO or limited company buy-to-let finance
• Looking for commercial mortgage advice
• Exploring short-term bridging finance
• Considering a second charge mortgage
• Protecting your family, income or property
• Looking for general insurance guidance

Location and Availability

Richard, a mortgage broker in Spalding, can support clients across the wider Lincolnshire area. He may be suitable for clients based in or around:

• Spalding
• Lincoln
• Boston
• Grantham
• Stamford
• Sleaford
• Skegness

Whether you are buying, refinancing, investing or reviewing your protection needs, Richard can help you understand your options and take the next practical step.

3 Top Skills

• Clear mortgage guidance for homebuyers, landlords and business clients.
• Practical support with bridging, second charges and complex finance.
• Protection and insurance advice to help clients safeguard what matters.

Why Contact Richard?

Clients often want an adviser who can explain their options clearly and help them move forward without confusion. Richard offers focused support across several important areas of mortgage and protection advice.

His broad permission set means he can help many types of clients, from first-time buyers and homeowners to landlords, business owners and property investors.