Mary Hadley – Mortgage Broker in Burton-On-Trent, Staffordshire

Commercial and Semi-Commercial Mortgage Specialists

Burton-On-Trent is one of the areas where mortgage services from Mary Hadley are available. Whether you’re expanding your commercial portfolio or seeking flexible terms for a semi-commercial unit, Mary offers tailored mortgage advice built on local insight and UK-specific lender policies.

Mary Hadley works with property investors, developers, landlords, and limited companies across Burton-On-Trent and nearby towns.

Bridging Finance for Complex Transactions

Short-term finance is often crucial for time-sensitive purchases. Mary Hadley sources bridging loans with fast turnarounds and flexible repayment structures.

Bridging finance can help with:

• Buying auction properties

• Funding renovations before sale or refinance

• Resolving broken property chains

• Purchasing before your existing property sells

Options are available for first-charge and second-charge bridging loans. Security can be residential, commercial, or a mix. All lending must meet UK affordability checks, and exit plans must be clearly defined.

Buy-to-Let Mortgages in Burton-On-Trent

Burton-On-Trent is one of the areas where buy-to-let demand remains strong. Mary helps both new and experienced landlords access deals based on projected rental income.

Advice is available for:

• Single lets and studio flats

• Student housing

• Refurbishment-to-let projects

UK lenders often apply a rental stress test and require properties to meet EPC rating criteria.

Mortgages for Houses in Multiple Occupation (HMOs)

If you’re investing in HMOs, lending becomes more complex. Mary Hadley assists with mortgages that consider multiple tenants and higher yields.

You’ll need:

• Proof of planning or licensing

• A suitable valuation from a specialist surveyor

• Experience as a landlord, in most cases

Rates vary depending on occupancy, room count, and property layout.

Limited Company Buy-to-Let and SPVs

Many investors now hold property within a limited company for tax purposes. Mary arranges mortgages for Special Purpose Vehicles (SPVs) registered in the UK.

Expect lenders to require:

• A business bank account

• Clear ownership structure

• Personal guarantees from directors

SPV lending is often interest-only and based on the rental value of the asset.

General Insurance for Property Owners

Alongside your mortgage, Mary Hadley offers advice on buildings insurance and landlord cover.

This includes:

• Property owner liability

• Rent guarantee cover

• Loss of rent protection

• Contents insurance for furnished lets

FCA-regulated providers underwrite policies.

Serving Burton-On-Trent and Surrounding Areas

Mary Hadley provides expert advice to clients across Staffordshire. Burton-On-Trent is one of the core areas serviced, along with these nearby towns:

• Lichfield

• Cannock

• Uttoxeter

• Tamworth

• Rugeley

• Stafford

These locations benefit from growing rental markets, strong commuter links, and increasing demand for commercial premises.

Why Use Mary Hadley as Your Mortgage Broker in Burton-On-Trent?

Burton-On-Trent is one of the areas where Mary offers one-on-one advice, backed by access to UK-wide lenders and exclusive products.

She provides:

• Bridging finance tailored to complex purchases

• Buy-to-let and HMO lending options

• Limited company mortgages with tax efficiency in mind

• General insurance that fits your risk profile

• Every recommendation complies with UK regulations and is based on FCA lending criteria.