Equity Advice That Works For You,
Starts with Connect Lifetime Mortgages
What we Offer
At Connect Lifetime Mortgages, we specialise in equity release and later-life lending, providing tailored financial solutions that empower clients to make the most of their retirement. As a dedicated division of Connect IFA Ltd, founded in 1998 and backed by a team of over 30 professionals, we bring decades of expertise and access to a wide panel of lenders. Led by Richard Turner and Richard Jeremiah-Clarke, our Essex-based team is committed to offering expert, compassionate, and personalised advice to help you find the right lifetime mortgage for your needs.
Our values of Inclusion, Balance, Longevity, and Collaboration define everything we do. We believe in making the mortgage and protection industry accessible to everyone, supporting advisers and clients alike through community and shared success. Whether you’re planning for a secure retirement or looking to release equity from your home, we’re here to help you every step of the way. You can find us on: Find Mortgage Advisers
At Connect Lifetime Mortgages, we understand that unlocking the value in your home is one of the most significant financial decisions you’ll ever make. That’s why we focus on tailored equity release solutions designed around your individual circumstances, goals, and peace of mind. Our dedicated later-life lending specialists offer the perfect balance of expertise, compassion, and transparency, helping you enjoy financial freedom without compromising your security or legacy.
Specialists in Equity Release
We are not general mortgage brokers; we are equity release experts. Our advisers are trained in later-life lending and authorised by the Equity Release Council, ensuring every recommendation meets the highest standards of care and compliance. Whether you’re looking to boost your retirement income, help loved ones get on the property ladder, or clear existing debts, we’ll guide you through the safest and most flexible options available.
Independent and Whole-of-Market Advice
Being independent means we have access to a wide panel of lenders, not just a select few. This allows us to find the most competitive and suitable lifetime mortgage products to fit your needs. From leading high-street banks to specialist later-life lenders, we compare the market to ensure you get the best possible outcome, not just the easiest one.
Personalised Service and Long-Term Support
Our approach goes beyond transactions. We build trusted, lifelong relationships with our clients, offering ongoing support as your needs evolve. We take the time to understand your financial priorities, family circumstances, and plans, ensuring every solution provides both flexibility and security for years to come.
Our Promise: Compassion, Clarity, and Confidence
At Connect Lifetime Mortgages, we believe equity release should empower, not pressure, our clients. That’s why we prioritise clear communication, no-obligation consultations, and complete transparency on costs, risks, and benefits. With decades of combined experience, our team is here to help you release equity with confidence and peace of mind.
Richer Mortgage and Retirement Ltd t/a Connect Lifetime Mortgages is an appointed representative of Connect IFA Ltd who are authorised and regulated by the Financial Conduct Authority (FCA) registration number 441505. The FCA does not regulate some Business Buy-to-Let Mortgages and Commercial Mortgages for Limited Companies. The information on this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.
Important Notice
Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £999.
Company Details
Connect Lifetime Mortgages
1 Corbets Tey Road
Upminster
RM14 2AP
Registered in England and Wales No: [ 11729284]
Commission Disclosure
We act as a credit broker and not a lender. We have access to a wide range of lenders. Once we have assessed your requirements, we will recommend a suitable product from one or more of these lenders. However, you are under no obligation to accept our advice or recommendation.
We typically receive commission from the lender upon completion of your transaction. This is usually a fixed percentage of the loan amount. The amount of commission varies by lender and product, but it does not affect the amount you pay under your credit agreement.
Complaints Procedure
It is our aim to deliver excellent customer service at all times. However, if you wish to make a complaint, please contact us in writing at:
Compliance Department
Connect IFA Ltd
39 Station Lane, Hornchurch, RM12 6JL
Tel: 01708 676110
If your complaint cannot be resolved, you may have the right to refer it to the Financial Ombudsman Service:
www.financial-ombudsman.org.uk
Important Considerations
Think carefully before securing other debts against your home.
By consolidating debts into a mortgage, you may end up paying more over the full term than you would with your existing arrangements.
The actual rate available will depend on your individual circumstances. Ask for a personalised illustration.