Niki Phillips, Mortgage Adviser at More Commercial Ltd, based in Cambridge

Niki Phillips is a mortgage adviser based in Cambridge. She supports clients who need clear advice across residential, buy-to-let, commercial, bridging and general insurance.

Niki may be suitable for clients who want to understand their financial options before speaking with lenders. This can help when the case involves a home purchase, a remortgage, an investment property, commercial premises, or short-term property finance.

As an FCA-Approved Adviser, Niki provides mortgage advice through More Commercial Ltd. She helps clients review suitable options based on their circumstances, property type and finance goals.

What Niki specialises in

Niki can support clients looking for advice on:
-Residential mortgages
-Remortgages
-Buy-to-let mortgages
-HMO finance
-Limited company buy-to-let mortgages
-Commercial mortgages
-Semi-commercial property finance
-Bridging finance
-General insurance

Who Niki may be suitable for

Niki may be a good fit if you are:
-Buying a home in or around Cambridge
-Reviewing your current mortgage deal
-Looking at a buy-to-let or HMO investment
-Buying property through a limited company
-Exploring commercial or semi-commercial finance
-Considering bridging finance for a short-term property need
-Looking for general insurance linked to your property plans

Location and Availability

Niki is based in Cambridge and supports clients across Cambridgeshire and nearby areas.

Niki can support clients in:
-Cambridge
-Peterborough
-Ely
-Huntingdon
-St Neots
-Wisbech
-March

Appointments may be available by phone, video call or in person, depending on location and availability. Mortgage Adviser in Cambridge

Why Contact Niki?

Mortgage choices can depend on your income, deposit, property type, credit profile and plans for the property.

Niki Phillips speaks English and Spanish. Clients benefit from clear communication and an accurate understanding of mortgage documentation, lender criteria, and financial commitments.