Mortgage Broker in Epsom – Chandra Vasireddy at Finsso Financial Ltd

Mortgage broker in Epsom, Chandra Vasireddy, provides specialist advice through Finsso Financial Ltd.
Mortgage broker services in Epsom are available to business owners, landlords, and property investors across Surrey.  Chandra focuses on structured lending solutions that meet current UK lender criteria.

Based in Epsom, Chandra works closely with lenders who understand complex property finance.
Mortgage broker in Epsom services are delivered with clarity, accuracy, and careful attention to detail.

Commercial and Semi-Commercial Mortgages

Chandra arranges commercial mortgages for shops, offices, and mixed-use properties.  Semi-commercial mortgages are available where part of the property is residential. Lenders assess income, lease terms, and property condition during underwriting.

Clients can explore commercial mortgage options suited to trading premises or investment use.
Each case follows strict affordability and valuation standards required by UK lenders.

Buy-to-Let and HMO Finance

Buy-to-let mortgages are arranged for individual landlords and portfolio owners. Rental income, stress testing, and property type guide lender decisions.

Chandra also advises on HMO mortgages for shared accommodation investments. Lenders consider room numbers, licensing, and local authority requirements.

Experience with complex HMO structures supports smoother applications.

Bridging Finance Solutions

Bridging finance supports short-term funding needs where timing is critical. This includes auction purchases, chain breaks, and refurbishment projects.

Bridging loans are secured against property and assessed based on the strength of the exit strategy. Chandra reviews sale plans, refinance options, and project timescales in detail.

Clients benefit from access to bridging finance advice aligned with UK lending rules. Interest, fees, and loan terms are clearly explained before any application proceeds.

Limited Company Mortgages

Limited company mortgages suit property held within special purpose vehicles. Lenders assess company structure, director profiles, and rental coverage.

Chandra supports clients using SPVs for tax planning and portfolio growth. Guidance includes lender criteria differences across the UK market.

Second Charge Mortgages

Second charge mortgages release equity without changing the first mortgage. They suit funding needs where remortgaging is unsuitable.

Affordability checks follow FCA rules and a full income assessment. Chandra ensures borrowing remains sustainable and fully explained.

Development Finance Expertise

Development finance supports residential and mixed-use construction projects. Funding stages align with build progress and valuation milestones.

Lenders review planning permission, costings, and developer experience. Chandra assists with development finance applications from initial appraisal to completion.

Both first-time developers and experienced builders receive tailored guidance.

General Insurance Protection

General insurance supports property ownership and lending requirements. This includes landlord insurance, commercial buildings cover, and liability protection.

Correct insurance ensures lender conditions are met from day one. Clients can review property insurance solutions alongside mortgage advice.

Serving Epsom and Nearby Surrey Towns

Mortgage broker services in Epsom also cover the surrounding Surrey areas.
These include:

• Ewell
• Banstead
• Ashtead
• Leatherhead
• Tadworth
• Walton-on-the-Hill.

Local knowledge supports accurate lender placement and valuation expectations.

Bilingual Mortgage Support

Chandra speaks English and Telugu. This supports clearer communication for clients who prefer Telugu.

Complex mortgage terms are explained with precision and cultural understanding.  This improves confidence throughout the application process.

Speak to a Mortgage Broker in Epsom today. Talk to Chandra by completing the form below.