Profile photo of Paul Kale | Mortgage Broker in Ashby-de-la-Zouch

Paul

Kale

Qualifications:
CeMAP
Gender:
Male

Appointment Options:

 
Face-to-face, Online, Telephone

Location:

Leicestershire

Language(s):

English

Paul’s top skills:
Expert structuring of commercial, semi commercial & investment finance, matching property type, income, and borrower profile to lender criteria for reliable approvals
Knowledge of bridging and development finance, creating clear entry and exit strategies, managing timescales, costs, and lender terms to support complex property transactions
Understanding of limited company, HMO, buy to let, and second charge mortgages, ensuring compliance with UK lending rules while supporting long term property investment goals

Member of:

More about Paul:

Meet Paul Kale: Mortgage Broker in Ashby De La Zouch

Paul Kale is a Mortgage broker in Ashby-de-la-Zouch offering tailored funding through Vickers Young Commercial Financial Services Ltd.  As a Mortgage broker in Ashby-de-la-Zouch, Paul Kale focuses on clarity, integrity, and long-term client outcomes.

Vickers Young Commercial Financial Services Ltd is built on trust, accuracy, and solutions that reflect real UK lending criteria. Clients value direct advice, realistic timescales, and finance structured around lender expectations.

Services to Expect from Paul Kale

Commercial and Semi-Commercial Mortgages

Paul Kale arranges commercial and semi-commercial mortgages for shops, offices, mixed-use buildings, and trading premises.  Each case considers rental income, trading performance, lease structure, and property use.

Lenders are selected based on asset type, borrower profile, and exit planning. This service suits owner-occupiers, investors, and limited companies across Leicestershire. #Commercial mortgage broker

Buy-to-Let and HMO Finance

Paul Kale provides buy-to-let mortgages for individual landlords and limited company structures. HMO finance covers shared houses, licensed properties, and larger multi-unit investments.

Applications are assessed on rental yield, number of rooms, local demand, and council requirements. Lender criteria are matched carefully to avoid delays and unnecessary declines.  #HMO mortgage broker

Bridging Finance Solutions

Bridging finance supports time-sensitive purchases, auction buys, refinancing, and property improvement projects. Paul Kale structures bridging loans with clear entry and exit plans from the outset.

This includes sales exits, remortgage strategies, or development completion. Terms are carefully assessed, including the interest method, fees, and lender conditions. This approach helps clients remain compliant with UK lender expectations. #Bridging finance broker

Development Finance Expertise

Development finance is available for ground-up builds, conversions, and heavy refurbishment projects. Paul Kale supports funding for residential and semi-commercial developments.

Lenders review build costs, gross development value, and professional reports. Funding is released in stages to match construction progress and risk management.

This service suits experienced developers and structured first-time projects. #Development finance broker

Limited Company and Second Charge Mortgages

Limited company mortgages are arranged for portfolio landlords and property investment businesses.  Paul Kale considers company structure, director profiles, and tax efficiency.

Second-charge mortgages provide capital while retaining existing first-charge rates. This option suits business growth, consolidation, or property reinvestment plans.  #Limited company mortgage broker

General Insurance for Property Owners

General insurance covers commercial buildings, landlord policies, and property portfolios. Protection is structured around property type, tenant use, and lender requirements.

This ensures continuity, compliance, and risk control for long-term ownership. #Property insurance broker

Areas Served Across Leicestershire

Mortgage broker in Ashby De La Zouch services also cover

  • Coalville
  • Loughborough
  • Hinckley
  • Melton Mowbray
  • Market Harborough
  • Leicester.

Clients receive the same structured advice regardless of location.

Speak to Paul Kale, a Mortgage Broker in Ashby De La Zouch, by completing the form below.

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Contact Paul:
VICKERS YOUNG COMMERCIAL FINANCIAL SERVICES LTD

is is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority.