Mathew Gonzalez, Mortgage Broker at Hazlo Financial Services Limited

Mathew Gonzalez is a mortgage broker at Hazlo Financial Services Limited, providing clear and structured advice across a broad range of mortgage and protection services. He works with individuals, landlords, and property investors who need guidance tailored to their financial positions and long-term plans.

His areas of expertise include residential mortgages, buy-to-let, HMOs, limited company mortgages, bridging finance, second charge mortgages, protection, and general insurance. Each recommendation is tailored to reflect lender criteria, affordability, and the client’s specific objectives.

Mortgage advice is always provided in line with current UK regulatory standards and focuses on helping clients make informed financial decisions.

Mortgage Advice Tailored to Individual Needs

Choosing a mortgage broker involves more than finding a product. It requires working with someone who understands your circumstances and explains your options clearly.

Mathew supports clients with:

• First-time purchases and home moves
• Remortgaging and reviewing existing deals
• Buy-to-let and HMO investments
• Limited company property structures
• Short-term funding through bridging finance
• Raising funds via second charge mortgages

Each case begins with a full assessment of income, expenditure, and credit history. This ensures that any recommendation is suitable and aligned with lender requirements.

How the Process Works

Mathew follows a structured and transparent approach to mortgage advice:

• Carrying out a detailed fact find
• Explaining available mortgage options and repayment types
• Reviewing lender criteria and affordability
• Managing communication with lenders and third parties

Clients are guided through each step with clear explanations, allowing them to understand both the opportunities and the responsibilities involved.

Supporting a Range of Client Circumstances

Mathew works with a wide range of clients, including:

• First-time buyers entering the property market
• Experienced landlords expanding portfolios
• Self-employed applicants with complex income
• Homeowners restructuring existing borrowing

Every application is assessed individually. Mortgage approval is subject to lender criteria, underwriting, and affordability checks.

Protection and General Insurance

Alongside mortgage advice, Mathew provides guidance on protection and general insurance. This can include policies designed to help protect income, property, and financial commitments.

Recommendations are based on personal circumstances and are intended to support long-term financial stability.

Location and Availability

Mathew is a mortgage broker in Oxted and supports clients locally and nationwide. Advice can be provided both face-to-face and remotely, depending on client preference.

• Guildford
• Woking
• Epsom
• Farnham
• Staines-upon-Thames
• Redhill

Speak to Mathew Gonzalez

If you are looking for a mortgage broker who provides structured, transparent advice across residential and investment lending, Mathew Gonzalez can support you. An initial discussion can help you understand your options and decide on the most suitable route forward.