Aaron Anderson – Expert Mortgage and Protection Broker in Newtownards, County Down.

Are you looking for mortgage brokers in Newtownards to help you with property finance? I’m Aaron Anderson, a specialist mortgage adviser dedicated to securing the best mortgage solutions for individuals and businesses.

With years of experience, I provide clear and practical guidance on securing the right mortgage for your situation. My focus is on ensuring you have the information and support needed to make confident financial decisions.

Newtownards is one of the areas where Aaron Anderson offers tailored mortgage solutions. As a local mortgage broker in Newtownards, County Down, Aaron provides advice on commercial, semi-commercial, buy-to-let, HMOs, bridging finance, limited company mortgages, protection and general insurance.

He supports clients across Newtownards and nearby towns, helping with complex mortgage needs while ensuring your application meets lender expectations from the start.

Commercial & Semi-Commercial Mortgage Expertise

Aaron works with lenders that offer finance for mixed-use and commercial properties in Newtownards and beyond. Whether you’re buying office space or retail with flats above, he offers options suited to your goals and business structure.

Expect mortgage advice tailored to:

• Shopfronts with flats above

• Warehouses or office buildings

• Mixed-use freehold purchases

Mortgage options consider lease terms, rental income, business sustainability, and lender exposure limits. Guidance includes tips on stress testing and business plan requirements.

Buy-to-Let Mortgages in County Down

Whether you’re a new or experienced landlord, Aaron provides support for buy-to-let purchases across Newtownards. He helps ensure your mortgage application meets affordability rules, rental income stress tests, and minimum deposit levels.

Key points covered include:

• Private rental homes

• Student lets

• Minimum EPC requirements

• Portfolio landlord criteria

HMO Mortgage Advice

Houses in Multiple Occupation (HMOs) have complex mortgage rules. Aaron helps clients find finance for licensed HMOs in Newtownards and surrounding areas. He works with lenders who accept student lets, professional shares, or larger properties with five or more tenants.

Expect help with:

• Planning permissions

• Licensing regulations

• Rental yield calculations

• Local Authority registration

Bridging Finance: Short-Term Property Solutions

Bridging loans are ideal when time is tight or traditional lending falls short. Aaron supports property buyers in Newtownards who need to move quickly, whether buying at auction, refurbishing before sale, or securing finance between property transactions.

You can use bridging finance for:

• Auction purchases

• Renovation projects

• Chain breaks

• Development exits

Lenders may require strong exit plans, which Aaron helps you prepare. Terms often span 3 to 18 months. Expect guidance on valuation expectations, interest charges, and exit timelines.

Limited Company Mortgages for Investors

Property investors in Newtownards are increasingly using limited companies. Aaron supports those who wish to structure purchases this way, especially for buy-to-let and HMO properties.

He helps ensure:

• Company structure meets lender rules

• SPVs are correctly set up

• Director guarantees are in place

• Tax planning works alongside mortgage options

Protection and General Insurance Advice

Beyond mortgages, Aaron helps clients protect their property, income, and family. He arranges cover for:

• Life and critical illness insurance

• Landlord insurance for buy-to-let or HMOs

• Contents and buildings cover

• Income protection for the self-employed

Lenders often require valid buildings insurance before completion. Aaron makes sure this is in place early.

Serving Newtownards and Nearby Areas

Newtownards is Aaron’s main service area, but he also helps clients in nearby towns across County Down. These include:

1. Bangor

2. Comber

3. Donaghadee

4. Holywood

5. Ballygowan

6. Dundonald

Wherever you’re based, Aaron provides clear, no-nonsense advice tailored to your needs. Find a mortgage broker in Newtownards.

Lending That Meets UK Criteria

Aaron’s advice follows all UK mortgage regulations. He helps prepare your case for lender approval by:

• Reviewing deposit sources

• Calculating affordability using rental income

• Verifying planning and licensing for HMOs

• Meeting lender exposure caps for portfolios

As a regulated broker, he ensures all documentation is complete before submission. His service saves time and prevents delays caused by missing paperwork.

Why Choose Aaron Anderson?

• FCA-regulated mortgage broker in Newtownards

• Specialist in bridging finance, HMOs, and limited company mortgages

• Works with over 120 UK lenders

• Clear, jargon-free advice in English or Mandarin

• Tailored mortgage solutions across County Down

Get Started Today

If you’re based in Newtownards or towns nearby, Aaron Anderson is ready to help with mortgage advice that matches your needs and complies with UK lending standards. From commercial mortgages to protection policies, he ensures your application stands up to scrutiny.