Andrew Hurst – Mortgage and Protection Broker in Lyneham, Wilshire

Andrew Hurst is a property finance adviser based in Lyneham, Wiltshire, working with Property Lending Solutions. He specialises in non-regulated mortgage finance and protection planning, supporting property investors and landlords who require clear, structured guidance.

Andrew focuses exclusively on non-regulated mortgage arrangements. These are typically loans that fall outside Financial Conduct Authority regulation, often used for investment or business purposes. His approach centres on careful assessment of each client’s objectives, financial position and long-term plans.

Property Lending Solutions provides advice on non-regulated buy-to-let finance, commercial lending, bridging finance and protection.

Non-Regulated Mortgage Broker in Lyneham, Wiltshire

If you are searching for a mortgage broker in Lyneham for investment or business property finance, it is important to understand whether your borrowing falls within or outside the scope of regulation. Andrew works specifically with non-regulated cases and provides clear explanations so clients understand how these arrangements differ from regulated residential mortgages.

He supports:

• Property investors expanding or restructuring portfolios
• Landlords purchasing through limited companies
• Clients acquiring semi-commercial or commercial premises
• Borrowers requiring short-term bridging finance

Recommendations are based on lender criteria, affordability assessments, property investment experience, and overall suitability.

How Non-Regulated Advice Is Delivered

Each case begins with a detailed fact-finding and discussion of your investment objectives.

The process typically includes:

• Reviewing income streams and existing commitments
• Assessing experience in property ownership or investment
• Explaining available finance structures
• Outlining lender requirements and potential costs
• Supporting communication with lenders and associated professionals

Non-regulated lending can involve different risks and criteria compared to regulated mortgages. Andrew ensures clients understand these factors before proceeding.

Areas of Advice

• Buy-to-Let Mortgages: Finance for investment properties where the borrowing does not fall under FCA regulation. Tax treatment depends on individual circumstances and may change.
• Commercial and Semi-Commercial Mortgages: Funding solutions for business premises and mixed-use properties, subject to lender assessment.
• Bridging Finance: Short-term lending is often used for time-sensitive purchases, refurbishments or auction acquisitions.
• Limited Company Property Finance: Lending structures designed for portfolio landlords operating through corporate entities.
• Protection Planning: Advice on personal protection policies designed to support you, your family or business financially in the event of illness or death. Policies are subject to underwriting and terms and conditions.

Client Circumstances

Andrew works with experienced and first-time landlords, limited company directors, and property investors with complex income structures. Each case is assessed individually. Approval is subject to lender underwriting and cannot be guaranteed.

Location and Availability

Andrew works with clients in Lyneham and across Wiltshire, including Royal Wootton Bassett, Swindon, Chippenham and surrounding areas. Consultations can be arranged remotely where appropriate.

Speak to Andrew Hurst

If you require advice on non-regulated property finance in Lyneham or elsewhere in Wiltshire, you can arrange an initial discussion to review your objectives and investment plans.

Non-regulated mortgage finance should always be considered carefully, with a full understanding of affordability, risk and long-term strategy.