Ashley Jones – Trusted Mortgage and Protection Broker in Sheerness, Kent.

Are you searching for mortgage brokers in Sheerness who can assist you with buying a home or refinancing? I’m Ashley Jones, an experienced mortgage and protection adviser, dedicated to helping individuals and businesses find the right mortgage solutions to suit their needs.

Expert Mortgage Advice You Can Trust

With extensive knowledge of residential and commercial mortgages, buy-to-let finance, second-charge lending, and bridging loans, I provide expert guidance beyond what’s available from lenders or comparison websites. My priority is to ensure you receive mortgage options that align with your financial situation.

With experience on both the lender and broker sides of the process, I understand how to structure mortgage applications effectively. Whether you’re buying your first home, expanding a property portfolio, or funding a refurbishment, I tailor my advice to your requirements.

Sheerness is one of the areas where Ashley Jones provides expert mortgage support across a wide range of property types and needs.

Whether you’re a homebuyer, landlord, or business owner, Ashley Jones offers tailored mortgage advice across Sheerness and the surrounding Kent region.

Local Advice in Sheerness and Surrounding Towns

Sheerness is just one part of Ashley’s coverage area. She also serves clients in:

• Sittingbourne

• Minster-on-Sea

• Queenborough

• Faversham

• Gillingham

• Rochester

Each town has different property values and lender preferences. Ashley provides tailored support based on your location, income, and goals. Find a Mortgage Broker in Sheerness

Residential Mortgages in Sheerness

Buying a home in Sheerness or nearby? Ashley Jones helps first-time buyers, movers, and remortgage clients secure competitive deals from UK-regulated lenders.

She ensures your application meets affordability rules, including deposit requirements and income assessments.

You’ll receive support from the application through to completion, including help with estate agent queries and legal processes.

Buy-to-Let and HMO Mortgage Advice

If you’re purchasing a rental property in Sheerness, Ashley sources buy-to-let mortgages suitable for single lets, student houses, or HMOs.

Whether you’re applying as an individual or a limited company, she’ll find deals that match your rental yield expectations and lender criteria.

Ashley understands landlord licensing, rental stress testing, and the differences between AST and multi-let agreements.

Bridging Finance Expertise for Kent Clients

Ashley Jones offers in-depth advice on bridging finance, helping you act quickly when timing is critical.

Common uses include:

• Buying before selling

• Auction property purchases

• Renovations ahead of resale or letting

• Chain-break scenarios

Ashley ensures your exit strategy meets lender expectations—whether that’s sale, remortgage, or development funding.

Rates, terms, and exit fees vary by case. Ashley will review your income, credit status, and asset position to recommend a suitable bridging plan.

Commercial and Semi-Commercial Mortgages

Need funding for a shop, office, or flat-above-commercial unit? Ashley Jones sources commercial and semi-commercial mortgages for investors and business owners.

She works with lenders offering flexible terms for:

• Owner-occupied premises

• Investment properties

• Mixed-use buildings

Expect clear guidance on valuations, lease terms, and lender requirements tied to rental yield and commercial tenancy agreements.

Limited Company Mortgages

Many landlords now use limited companies for tax reasons. Ashley helps you secure mortgage deals designed for limited company structures, including SPVs.

She’ll explain director guarantees, lending rates, and interest cover ratios used by lenders when assessing your company application.

Second Charge Mortgages

If you already have a mortgage but need extra funding, a second charge mortgage may help.

Ashley compares second charge options against alternatives like remortgaging or personal loans. She’ll help you understand costs, repayment terms, and eligibility.

These loans can be useful for home improvements, debt consolidation, or raising capital for investment.

Protection and General Insurance

Ashley Jones can also help you secure protection and general insurance tailored to your property or business:

• Life insurance

• Critical illness cover

• Income protection

• Building and contents insurance

• Landlord insurance

This ensures your home or investment is covered against loss, illness, or tenant issues.

Why Choose Ashley Jones – Mortgage Broker in Sheerness, Kent?

• Sheerness-focused mortgage support across residential, buy-to-let, commercial, and bridging finance.

• Lender-compliant advice following FCA and UK mortgage rules.

• Bilingual service in English and Mandarin.

• Tailored support for Kent towns including Sittingbourne, Faversham, and Gillingham.

• Access to more than 120 UK lenders, including specialist and high-street providers.

• Straightforward advice with no jargon, no hidden costs.

Ready to Get Started?

If you’re based in Sheerness or a nearby town in Kent, Ashley Jones can support your mortgage needs with clear, personal advice.

From family homes to property portfolios and commercial sites, she’ll help you secure the most suitable mortgage or loan for your plans.