Ayaan Pardeshi – Your Local Mortgage Broker in Birmingham, West Midlands

Ayaan Pardeshi is a mortgage broker based in Birmingham, West Midlands, representing Imperial Finance Solutions Limited. He provides structured, compliant mortgage advice to individuals, landlords, and property investors across the region.

His areas of permission include residential mortgages, buy-to-let, HMOs, limited company mortgages, bridging finance, second-charge mortgages, and general insurance. Advice is delivered in accordance with current UK regulatory standards and tailored to each client’s financial position and objectives.

Imperial Finance Solutions Limited focuses on clear, responsible guidance designed to support informed decision-making.

Mortgage Advice in Birmingham and the West Midlands

When searching for a mortgage broker in Birmingham, it is important to work with an adviser who completes a thorough review of your circumstances before recommending a product.

Ayaan supports:

• First-time buyers entering the property market
• Home movers purchasing a new main residence
• Landlords expanding or refinancing buy-to-let portfolios
• Investors purchasing HMOs
• Clients seeking short-term bridging solutions
• Homeowners considering a second-charge mortgage

Each recommendation is based on affordability, lender criteria and suitability. Where appropriate, options from a broad panel of lenders are considered.

How Mortgage Advice Is Delivered

Every case begins with a detailed fact find. This ensures advice is suitable and aligned with your financial objectives.

The process typically includes:

• Reviewing income, expenditure and credit profile
• Explaining repayment methods and mortgage structures
• Assessing lender criteria and potential costs
• Supporting communication with lenders and solicitors
• Discussing protection and insurance options where relevant

Clear explanations are provided so clients can make informed decisions without unnecessary jargon.

Areas of Expertise

• Residential Mortgages: Support for first-time buyers, home movers and remortgage clients. Advice is tailored to individual affordability and long-term planning.
• Buy-to-Let and HMOs: Guidance for landlords purchasing or refinancing investment properties, including Houses in Multiple Occupation. Tax treatment depends on individual circumstances and may change.
• Limited Company Mortgages: Advice for property investors purchasing through a limited company structure, subject to lender criteria and underwriting.
• Bridging Finance: Short-term lending solutions for time-sensitive purchases, property refurbishment or transitional funding needs.
• Second Charge Mortgages: Options for homeowners seeking to raise funds while retaining an existing mortgage arrangement, subject to affordability and lender approval.
• General Insurance: Support in arranging buildings, contents and landlord insurance policies tailored to property type and usage.

Supporting Different Client Circumstances

Ayaan works with a wide range of applicants, including:

• Self-employed clients with variable income
• Portfolio landlords
• First-time landlords
•  Clients with historic credit considerations

Each case is assessed individually. Mortgage approval is subject to lender underwriting and cannot be guaranteed.

Location and Availability

Based in Birmingham, Ayaan supports clients across the West Midlands. Advice can be provided in person or remotely, depending on the client’s preference and circumstances.

• Solihull
• Wolverhampton
• Coventry
• Walsall
• Dudley
• West Bromwich

Speak to Ayaan Pardeshi

If you require mortgage advice in Birmingham or the surrounding West Midlands area, you can arrange an initial discussion to review your circumstances and objectives.

Mortgage advice should always be based on suitability, affordability and your long-term financial plans.