Bethany Kellett – Mortgage Broker in Chorley, at Castle View Finance Limited

Bethany Kellett is a mortgage broker at Castle View Finance Limited, specialising in property investment and specialist lending. She provides structured, practical advice to landlords and investors seeking support with buy-to-let, HMO, bridging finance, and limited-company mortgages.

Her approach is focused on understanding each client’s financial position and investment objectives before recommending suitable lending solutions. This ensures that advice is aligned with affordability, lender criteria, and long-term strategy.

All advice is provided in line with current UK regulatory standards and tailored to individual circumstances.

Mortgage Advice for Property Investors

When selecting a mortgage broker for investment property, it is important to work with an adviser who understands the complexities of landlord finance. Bethany supports clients purchasing, refinancing, or restructuring property portfolios.

Each case is reviewed individually, taking into account income, existing commitments, portfolio size, and property type. Lender criteria can vary significantly across buy-to-let, HMO, and limited company applications, so careful assessment is essential.

Where appropriate, options from a wide panel of lenders are considered to identify suitable, competitive solutions.

How Advice Is Delivered

Bethany follows a structured process designed to ensure recommendations are appropriate and sustainable.

This includes:

• Reviewing income, expenditure, and investment objectives
• Assessing portfolio structure and existing lending
• Explaining mortgage options and repayment methods
• Outlining lender criteria, costs, and potential risks
• Supporting the application process through to completion

Clear communication is maintained throughout, allowing clients to make informed decisions with confidence.

Areas of Expertise

Bethany Kellett provides advice in the following areas:

Buy-to-Let Mortgages
Support for landlords purchasing or refinancing residential investment properties.

HMO Mortgages
Guidance on Houses in Multiple Occupation, including lender requirements and property considerations.

Limited Company Mortgages
Advice for investors operating through a limited company structure, subject to lender criteria.

Bridging Finance
Short-term funding solutions for time-sensitive purchases, refurbishments, or transitional scenarios.

General Insurance
Insurance options designed to help protect property investments and associated risks.

Supporting a Range of Client Circumstances

Bethany works with a variety of clients, including:

• First-time landlords entering the buy-to-let market
• Experienced investors expanding portfolios
• Clients restructuring existing property holdings
• Applicants requiring specialist or short-term finance

Each application is assessed on its own merits. Mortgage approval is subject to lender criteria, affordability, and status.

Location and Availability

Bethany is based in Chorley and supports clients across Lancashire and the surrounding areas. Advice can also be delivered remotely where appropriate.

• Leyland
• Preston
• Blackburn
• Bolton
• Wigan
• Southport

Speak to Bethany Kellett

If you are seeking structured mortgage advice for property investment or specialist lending, Bethany Kellett provides clear and practical guidance to help you navigate your options and make informed financial decisions.