Bethany Kellett – Expert Mortgage Advice in Chorley, Lancashire

Chorley is one of the many areas where Bethany Kellett offers tailored mortgage advice. She supports clients seeking funding for a wide range of property needs. Whether you’re purchasing in Chorley or a nearby Lancashire town, Bethany brings extensive experience and lender knowledge.

Chorley’s Trusted Broker for Commercial and Semi-Commercial Mortgages

If you need a mortgage for a mixed-use or business property in Chorley, Bethany can help. She works with lenders who specialise in shops with flats above, restaurants, warehouses, or retail premises. Every case is assessed on your property type, business use, and projected income. She ensures your application meets UK lending criteria from the start.

Buy-to-Let Mortgages Across Chorley

Bethany helps landlords secure buy-to-let mortgages for both new and existing portfolios. Whether you’re buying a single flat or a row of terraces, she can match you with lenders who accept different property types and tenancy agreements. Chorley’s rental market is growing—make sure your mortgage supports your goals.

HMO Mortgage Solutions for Investors

Houses in Multiple Occupation (HMOs) can bring strong yields. Bethany advises on the full process—licensing, valuation expectations, and rental income calculations. Lenders assess room sizes, fire safety, and tenant mix, and she ensures your case fits these standards.

Bridging Finance Specialists in Chorley

Bethany is highly experienced in bridging finance, a short-term loan used for urgent purchases or renovation work. Clients in Chorley often use this for auction properties or to secure a deal before their current home sells. Bridging lenders move quickly, but demand strict exit plans. Bethany ensures the finance is suitable, affordable, and legally compliant.

She also helps with:

• Light and heavy refurbishments

• Bridging-to-let transitions

• Finance for non-standard construction

Expect end-to-end support, from loan terms to solicitor coordination.

Limited Company Mortgages for SPVs and Trading Businesses

Buying through a limited company or SPV? Bethany works with lenders that offer mortgages tailored for limited companies. She helps structure applications around your business profile, shareholder setup, and rental strategy. Whether you’re new to company structures or have an established SPV, she ensures your mortgage fits UK company lending rules.

General Insurance for Landlords and Commercial Owners

Bethany offers general insurance tailored to your property type. This includes landlord cover, commercial property insurance, and protection against rent arrears or building damage. She only recommends policies that meet UK insurance regulations and cover the correct risk levels.

Areas Covered Near Chorley

Bethany supports clients in:

• Leyland

• Preston

• Blackburn

• Bolton

• Wigan

• Southport

Each of these towns has unique property opportunities and varying lender appetites. Her regional knowledge ensures clients are prepared for local expectations. Find a Mortgage Broker in Chorley

Why Chorley Clients Choose Bethany Kellett

Bethany combines FCA-regulated advice with local insight. She supports buyers, landlords, and developers from pre-application to completion. Every mortgage or insurance solution is carefully reviewed to match your needs and budget.

Get in Touch with Bethany Kellett

If you’re based in Chorley or nearby and need support with:

• Commercial or semi-commercial mortgages

• HMO or buy-to-let investments

• Bridging loans or company mortgages

• Insurance for residential or business use

Bethany Kellett offers the experience and clarity you need.