Billy Pateman, Protection Adviser at Wellness Mortgage and Protection Ltd, based in Torrington

Billy Pateman is an adviser based in Torrington, Devon. He supports clients who want clear guidance around protection and general insurance.

Billy may be suitable for clients who want to review their protection for their family, income, home, or financial commitments. He can also help clients consider general insurance options based on their needs.

As an FCA-Approved Adviser, Billy provides advice through Wellness Mortgage and Protection Ltd, helping clients understand suitable options before making a decision.

What Billy specialises in

Billy can support clients looking for advice on:

• Protection
• Life insurance
• Critical illness cover
• Income protection
• Family protection
• General insurance
• Insurance linked to personal or property needs

Who Billy may be suitable for

Billy may be a good fit if you are:

• Reviewing protection for yourself or your family
• Looking at life insurance, critical illness cover, or income protection
• Wanting to protect mortgage or rental commitments
• Reviewing cover after a change in circumstances
• Looking for general insurance guidance
• Based in or around Torrington and want adviser support

Location and availability

Billy is based in Torrington and supports clients across Devon and nearby areas.

Billy can support clients in:

• Exeter
• Plymouth
• Torquay
• Barnstaple
• Paignton
• Newton Abbot
• Tiverton

Appointments may be available by phone, video call or in person, depending on location and availability.

Why contact Billy?

Choosing protection or general insurance can feel difficult when you are unsure what level of cover is suitable.

Billy can help you understand the types of cover available, what they are designed to protect, and how different options may fit your personal circumstances. This can be useful if you want clearer advice to protect your family, income, lifestyle, or financial commitments before applying.