Chloe Stock, Director of The Stock Mortgage Company Limited and Mortgage Broker

Chloe Stock is a mortgage broker at The Stock Mortgage Company Limited, providing clear and structured mortgage and protection advice to clients across the UK. Her work focuses on helping individuals, landlords, and property investors understand their options and make informed financial decisions.

She offers advice across residential mortgages, buy-to-let, HMOs, limited company mortgages, bridging finance, protection and general insurance. Her approach is centred on transparency, suitability and ensuring each recommendation aligns with the client’s financial position and objectives.

Advice is provided in line with current UK regulatory standards and lending criteria.

Mortgage Advice Tailored to Individual Needs

Choosing a mortgage broker involves working with someone who takes the time to understand your circumstances in detail. Chloe supports clients at different stages, including first-time buyers, home movers, remortgage clients and experienced property investors.

Each recommendation is based on affordability, eligibility and lender criteria. A wide panel of lenders may be considered where appropriate to help identify suitable and competitive options.

How Mortgage Advice Is Delivered

Chloe follows a structured and client-focused process designed to provide clarity throughout:

• Completing a detailed fact find to assess financial circumstances
• Reviewing income, expenditure and credit profile
• Explaining suitable mortgage types and structures
• Outlining lender requirements, costs and timelines
• Supporting communication with lenders and relevant parties

Clients are encouraged to ask questions at every stage, with information provided clearly and without unnecessary jargon.

Areas of Expertise

Chloe Stock provides advice across a range of mortgage and protection areas:

• Residential Mortgages: Support for first-time buyers, home movers and those purchasing a main residence.
• Buy-to-Let and HMO Mortgages: Guidance for landlords building or managing property portfolios. Tax treatment depends on individual circumstances and may change.
• Limited Company Mortgages: Advice for property investors purchasing through corporate structures, subject to lender criteria.
• Bridging Finance: Short-term lending solutions for time-sensitive purchases or transitional property needs.
• Protection and General Insurance: Options to help protect income, property and financial commitments.

Supporting Different Client Circumstances

Chloe works with a wide range of clients, including:

• First-time buyers entering the property market
• Landlords expanding or refinancing portfolios
• Self-employed applicants with complex income structures
• Homeowners reviewing existing mortgage arrangements

Each case is assessed individually. Mortgage approval is subject to lender assessment and criteria.

Location and Availability

A mortgage broker in Thetford, supporting clients across Norfolk. Advice can be provided remotely, allowing flexibility for clients regardless of location.

• Bury St Edmunds
• Attleborough
• Diss
• Brandon
• Watton
• Downham Market

Speak to Chloe Stock

If you are looking for mortgage advice, you can arrange an initial discussion to explore your circumstances and available options.

Mortgage advice should always be based on suitability, affordability and your long-term financial plans.