Christopher Hassett, Director of CH Commercial Finance Ltd and Mortgage Broker in Rhyl

Christopher Hassett is the Director of CH Commercial Finance Ltd and an experienced mortgage broker in Rhyl, helping individuals, landlords, property investors and business owners access suitable finance solutions across North Wales and beyond.

With a strong focus on property finance and specialist lending, Christopher works closely with clients who require clear guidance through what can often be a complex lending process. His approach centres on understanding individual circumstances, identifying appropriate funding options and providing straightforward advice throughout every stage of an application.

Christopher supports clients with residential mortgages, buy-to-let mortgages, HMO mortgages, limited company mortgages, commercial mortgages, bridging finance, second-charge mortgages, and general insurance.

Mortgage advice is tailored to individual circumstances and provided in accordance with current UK regulatory requirements.

Mortgage Broker in Rhyl

Finding the right mortgage or property finance solution requires more than simply comparing interest rates. Every lender has its own criteria, affordability requirements and underwriting approach.

As a mortgage broker in Rhyl, Christopher takes the time to understand each client’s objectives before recommending suitable options. Whether you are purchasing a home, refinancing an existing property, expanding a portfolio or arranging commercial finance, advice is designed around your specific requirements.

Clients benefit from professional guidance throughout the process, helping them make informed decisions with confidence.

A Personal Approach to Mortgage Advice

No two borrowers are the same. Financial circumstances, income structures and future plans all play an important role when selecting a suitable lending solution.

Christopher begins every case with a detailed consultation to gain a full understanding of the client’s position. This allows recommendations to be based on affordability, suitability and lender criteria.

The advice process typically includes:

• Reviewing income, expenditure and financial commitments
• Assessing borrowing objectives and future plans
• Explaining available mortgage and finance options
• Identifying lenders that may be suitable for the circumstances
• Supporting communication with lenders and relevant professionals
• Providing updates throughout the application journey

Clear communication remains a priority from initial enquiry through to completion.

Property Finance Solutions

CH Commercial Finance Ltd assists a wide range of clients requiring funding for residential, investment and commercial property transactions.

Residential Mortgages

Whether you are buying your first home, moving property or purchasing a new main residence, Christopher provides guidance to help navigate the mortgage process from start to finish.

Buy-to-Let Mortgages

Landlords looking to purchase or refinance investment properties can access advice tailored to their investment strategy and property objectives.

HMO Mortgages

Finance solutions are available for landlords investing in Houses in Multiple Occupation, with consideration given to property type, licensing requirements and lender criteria.

Limited Company Mortgages

Many investors choose to hold properties through limited company structures. Christopher helps clients explore mortgage options suitable for limited company ownership arrangements.

Commercial Mortgages

Funding solutions are available for a range of commercial property types, including owner-occupied premises, investment properties and business expansion projects.

Bridging Finance

Short-term finance may be suitable where speed is essential, such as property purchases, refurbishment projects or situations requiring temporary funding before longer-term finance is arranged.

Second Charge Mortgages

For homeowners seeking to raise capital without replacing an existing mortgage, second-charge lending may provide an alternative, depending on eligibility and affordability.

General Insurance

Protecting property and financial commitments can be an important part of long-term financial planning. Appropriate insurance solutions can be discussed alongside mortgage arrangements.

Supporting Property Investors and Business Owners

Christopher regularly works with property investors seeking to grow and manage their portfolios effectively.

This includes support for:

• First-time landlords
• Experienced portfolio investors
• Limited company borrowers
• HMO investors
• Commercial property purchasers
• Property developers requiring short-term finance
• Business owners seeking property-related funding

Every case is assessed individually, with recommendations based on the client’s objectives and circumstances.

Mortgage Advice Across Rhyl and North Wales

Based in Rhyl, Christopher supports clients throughout the local area and surrounding parts of North Wales.

• Prestatyn
• St Asaph
• Rhuddlan
• Kinmel Bay
• Towyn
• Abergele
• Denbigh

Advice can also be delivered remotely, allowing clients to access professional guidance regardless of location.

Why Clients Choose Christopher Hassett

Clients value Christopher’s practical approach, attention to detail and commitment to finding suitable funding solutions for a wide range of property transactions.

His focus is on:

• Understanding client objectives
• Delivering clear and transparent advice
• Supporting complex lending scenarios
• Providing responsive communication
• Offering guidance throughout the entire process

Every recommendation is based on affordability, suitability and lender criteria.

Speak to Christopher Hassett

If you are looking for a mortgage broker in Rhyl and require guidance on residential property finance, investment lending, or commercial funding solutions, Christopher Hassett at CH Commercial Finance Ltd can help you explore the available options.

An initial discussion can help identify potential paths forward and clarify the next steps for your property and financial goals.

Mortgage approval is not guaranteed and is subject to status, affordability, lender criteria and underwriting. The Financial Conduct Authority does not regulate some forms of commercial finance, bridging finance and certain buy-to-let transactions.