Expert Mortgage and Protection Broker  in Cullompton, Devon

Daniel Stanbury is a mortgage broker at Trident Mortgages & Protection Ltd, supporting clients across the UK with clear and structured mortgage and protection advice. He works with a wide range of clients, including property investors, landlords and individuals seeking tailored finance solutions.

His areas of expertise include buy-to-let mortgages, HMOs, limited company mortgages, bridging finance, protection and general insurance. Daniel focuses on ensuring that every recommendation is aligned with a client’s financial position, lending criteria and long-term objectives.

Trident Mortgages & Protection Ltd provides advice across a broad panel of lenders. All recommendations are based on affordability, suitability and current UK regulatory standards.

Mortgage Advice for Property Investors and Individuals

When choosing a mortgage broker, it is important to work with someone who takes the time to understand your full financial situation. Daniel supports clients purchasing investment properties, refinancing portfolios or exploring short-term finance options.

Advice is tailored to each case, considering income structure, credit history, property type and investment strategy. Lender criteria can vary, and all applications are subject to assessment and approval.

How the Advice Process Works

Daniel follows a structured approach to ensure clarity and suitability throughout the mortgage journey:

• Conducting a detailed fact find
• Reviewing income, commitments and credit profile
• Explaining suitable mortgage products and structures
• Outlining lender criteria and associated costs
• Managing communication with lenders and third parties

Clients are supported throughout the process with clear, straightforward explanations, enabling informed decisions at every stage.

Areas of Advice

Daniel Stanbury provides advice in the following areas:

Buy-to-Let Mortgages
Guidance for landlords purchasing or refinancing investment properties. Tax treatment depends on individual circumstances and may change.

HMO Mortgages
Support for landlords financing Houses in Multiple Occupation, subject to lender criteria and local authority requirements.

Limited Company Mortgages
Advice for investors purchasing through special purpose vehicles or limited companies, based on lender criteria and structure.

Bridging Finance
Short-term lending solutions are often used for time-sensitive purchases or property refurbishment projects.

Protection and General Insurance
Advice on protecting income, property and financial commitments, ensuring cover aligns with personal circumstances.

Location and Availability

Daniel is based in Cullompton and supports clients across Devon and the surrounding areas. Advice can also be delivered remotely where appropriate.

• Exeter
• Plymouth
• Torquay
• Paignton
• Barnstaple
• Exmouth

Supporting Different Client Circumstances

Daniel works with:

• First-time and experienced landlords
• Property investors expanding portfolios
• Clients using limited company structures
• Individuals requiring short-term finance solutions

Each case is assessed individually. Approval is not guaranteed and depends on the lender’s underwriting.