Elliot Skinner – Mortgage Broker in Prescot, Lancashire

Looking for a reliable mortgage broker in Prescot, Lancashire? I’m Elliot Skinner, here to offer trusted advice across Prescot and the surrounding areas. As a committed and knowledgeable mortgage broker, I help individuals and families understand property finance with clarity and confidence. My expertise is rooted in business and property finance, viewed through the practical lens of an experienced property investor.

I tailor mortgage solutions to suit each client’s financial position, ensuring they meet both immediate needs and long-term goals. Every recommendation is based on careful assessment, taking into account UK lending criteria and the current mortgage market. Whether buying a first home or expanding a property portfolio, I guide clients through the process step by step.

I ensure clients remain informed and supported throughout, helping them make decisions that suit their financial circumstances. My approach is thorough and reliable, with a clear focus on transparency, suitability, and sustainable mortgage choices. Clients trust my knowledge and dedication, often saying I “make a complicated process feel much more straightforward.”

Residential, Commercial, Buy-to-Let and More

Based in Prescot, I specialise in residential, commercial, buy-to-let, bridging finance, second charge mortgages, and general insurance. Every client receives straightforward advice, tailored to meet their personal or business needs.

Whether you’re buying your first home or expanding your property portfolio, I can help with clear, practical mortgage guidance.

Support With Complex Applications

I work with clients across Prescot who may have non-standard income, credit issues or unusual property types. I match each client with lenders that suit their situation, always within current UK lending rules.

If you need help with a second charge mortgage or short-term finance like bridging loans, I can guide you through each step with clarity.

Full Insurance Advice for Peace of Mind

Alongside mortgage solutions, I also offer general insurance advice. Whether you’re protecting your home, rental property or business premises, I’ll find the right level of cover for your needs.

Areas I Cover in Lancashire

While I’m based in Prescot, I also support clients in nearby towns such as:

✔ St Helens ✔ Huyton ✔ Ormskirk ✔ Skelmersdale ✔ Rainhill ✔ Kirkby

If you’re in any of these areas and looking for a local mortgage broker, I’m happy to help.

Why Choose Me as Your Broker in Prescot?

✔ I provide tailored mortgage solutions that follow current UK criteria.
✔ I have access to a wide panel of lenders, including exclusive options.
✔ I manage the full process from start to finish, so you don’t have to.
✔ I ensure clear communication at every step.

Services I Offer

✔ Residential Mortgages – For first-time buyers, home movers or those remortgaging.
✔ Buy-to-Let Mortgages – For landlords looking to grow their rental portfolio.
✔ Commercial Mortgages – Suitable for trading premises or investment.
✔ Bridging Finance – Fast solutions for time-sensitive purchases.
✔ Second Charge Mortgages – For homeowners releasing equity while keeping their existing deal.
✔ General Insurance – Cover to protect your home, contents, or investment properties.

Let’s Talk

If you’re in Prescot or anywhere nearby and need mortgage advice you can trust, get in touch with me, Elliot Skinner. I offer clear, honest advice and practical solutions to help you secure the right deal.