Mortgage and Protection Broker in Burnham-On-Crouch, Essex

Finding the right mortgage can feel complex without expert support. With Gary Poyntz, a trusted mortgage broker in Burnham-On-Crouch, Essex, you gain clear guidance on residential, commercial, semi-commercial, and specialist property finance.

Whether you’re buying, remortgaging, or investing, Gary helps you secure the right solution for your needs. He provides tailored advice across residential purchases, buy-to-let, HMOs, bridging finance, limited company mortgages, development finance, protection, and general insurance.

Residential, Commercial, and Semi-Commercial Mortgages

As a mortgage broker in Burnham-On-Crouch, Gary supports homeowners and business owners with a wide range of lending options. He works with lenders that understand both residential buyers and commercial investors. Semi-commercial properties, such as mixed-use shops with flats, are also within his scope.

Buy-to-Let and HMO Mortgages

Property investors in Burnham-On-Crouch often look towards buy-to-let or HMOs for steady income. Gary sources lender options that suit landlords, whether purchasing a single property or managing multiple rental units. HMOs, which often bring higher yields, require specific criteria that Gary ensures are carefully managed.

Bridging Finance in Burnham-On-Crouch

Bridging loans are short-term finance used for property purchases that need speed or flexibility. As a mortgage broker in Burnham-On-Crouch, Gary provides access to lenders who offer fast bridging solutions. These loans can help secure auction properties, fund refurbishment projects, or bridge the gap between a purchase and sale. He explains repayment terms clearly and ensures you meet the lender’s criteria from the start.

Limited Company Mortgages

Many landlords in Burnham-On-Crouch now purchase through limited companies for tax efficiency. Gary works with lenders experienced in company structures, ensuring mortgage products are suitable for both new and experienced investors.

Development Finance

Property development requires specialist finance tailored to construction and renovation projects. Gary assists with development loans for new builds, conversions, and major refurbishments. Lenders typically release funds in stages, and Gary helps structure finance to align with your project plan.

Protection and General Insurance

Securing a mortgage is only part of the journey. Gary also advises on protection products such as life insurance, income protection, and critical illness cover. He arranges general insurance policies for homes, landlords, and businesses, ensuring peace of mind.

FCA-Regulated Guidance

Gary Poyntz is an FCA-regulated mortgage broker in Burnham-On-Crouch. This guarantees impartial, transparent advice in line with UK mortgage standards. Every recommendation is explained clearly, without jargon or hidden charges.

Nearby Towns Covered

If you are outside Burnham-On-Crouch, Gary also serves clients in nearby Essex towns. These include Southminster, Maldon, Chelmsford, South Woodham Ferrers, Witham, and Braintree. His knowledge of Essex ensures consistent support wherever you are based.  Find a mortgage broker in Burnham-On-Crouch.

Why Choose Gary Poyntz, Mortgage Broker in Burnham-On-Crouch?

• Local knowledge of Burnham-On-Crouch and wider Essex

• Residential, commercial, semi-commercial, and specialist mortgage support

• Expertise in bridging finance and development projects

• FCA-regulated advice you can trust

• Support across protection and general insurance

Ready to Begin?

If you need a mortgage broker in Burnham-On-Crouch, Essex, Gary Poyntz provides the local expertise and regulated guidance to help secure the right outcome. Whether you’re purchasing your first home, expanding a property portfolio, or seeking development finance, Gary is here to support every step.