Gary Poyntz, Mortgage and Protection Adviser at Gary Poyntz Mortgage and Protection Limited, based in Burnham-On-Crouch

Gary Poyntz is the Director of Gary Poyntz Mortgage and Protection Limited, based in Burnham-On-Crouch. He provides regulated mortgage and protection advice to individuals, families and property investors who require clear and structured financial guidance. His approach focuses on understanding each client’s full circumstances before making recommendations.

Gary advises on residential mortgages, buy-to-let mortgages, commercial finance, bridging finance, protection and general insurance. Advice is delivered in line with current UK regulatory standards and is tailored to affordability, eligibility and long-term objectives.

Mortgage Advice in Burnham-On-Crouch and Surrounding Areas

If you are searching for a mortgage broker in Burnham-On-Crouch, it is important to work with an adviser who reviews your income, expenditure and overall financial position before recommending a product. Gary supports clients who are purchasing their first home, moving property, refinancing an existing mortgage or expanding a property portfolio.

Recommendations are based on lender criteria, affordability assessments and suitability. Where appropriate, options from a broad panel of lenders are considered to identify competitive and practical solutions.

How Mortgage Advice Is Delivered

Each case begins with a detailed fact-find to ensure advice is suitable and aligned with your needs.

The process includes:

• Reviewing income, employment status and financial commitments
• Assessing credit history and existing liabilities
• Explaining mortgage types, interest rate structures and repayment methods
• Outlining lender criteria, fees and associated costs
• Managing communication with lenders and relevant third parties

Clients are encouraged to ask questions throughout the process. Information is explained clearly to support informed decision-making.

Areas of Advice

Gary Poyntz Mortgage And Protection Limited provides advice in the following areas:

Residential Mortgages: Support for first-time buyers, home movers and those purchasing a new main residence.

Remortgages: Advice for homeowners reviewing their current deal, consolidating borrowing where appropriate, or approaching the end of a fixed rate period.

Buy-to-Let Mortgages: Guidance for landlords purchasing or refinancing investment properties. Tax treatment depends on individual circumstances and may change.

Commercial Mortgages: Funding options for business premises and commercial property purchases, subject to lender criteria.

Bridging Finance: Short-term lending solutions for time-sensitive transactions, where suitable and affordable.

Protection and General Insurance: Advice on personal protection policies and insurance products designed to help protect income, property and family circumstances.

Supporting a Range of Client Circumstances

Gary works with a wide range of clients, including:

• Employed and self-employed applicants
• First-time buyers entering the property market
• Experienced landlords expanding portfolios
• Business owners seeking commercial property funding
• Homeowners reviewing their financial commitments

Each application is assessed on its own merits. Mortgage approval is subject to the lender’s underwriting and criteria. Outcomes cannot be guaranteed.

Location and Availability

Based in Burnham-On-Crouch, Gary supports clients locally and across surrounding areas. Advice can also be provided remotely where appropriate, offering flexibility for clients with different availability requirements.

Speak to Gary Poyntz

If you require mortgage advice in Burnham-On-Crouch or the surrounding areas, you can arrange an initial discussion to explore your circumstances and objectives. The aim is to provide clear, responsible advice so you can make decisions with confidence.

Mortgage advice should always be based on suitability, affordability and your long-term financial plans.