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Hamza

Chaudry

Qualifications:
CeMAP
Gender:
Male

Appointment Options:

 
Face-to-face, Online, Telephone

Location:

Greater Manchester

Language(s):

English

Hamza’s top skills:
Residential and buy to let mortgage advice tailored to first time buyers, home movers, and landlords, based on affordability and lender criteria.
Commercial, semi commercial, and development finance support for investors, including structured funding and lender compliant exit strategies.
Clear mortgage and protection advice delivered in English, Punjabi, and Urdu, ensuring accurate understanding of terms, risks, and commitments.
More about Hamza:

Meet Hamza Chaudry, Mortgage and Protection Broker in Levenshulme

Hamza Chaudry is a mortgage broker in Levenshulme providing regulated advice through EVERSTONE MORTGAGE GROUP LIMITED.
He supports home buyers, landlords, and property investors across the local area.  As a mortgage broker in Levenshulme, Hamza provides clear guidance that complies with UK lending rules and FCA requirements.

Advice is based on affordability, credit profile, and lender criteria. Hamza Chaudry works with a wide range of UK mortgage lenders. Each recommendation is tailored to individual circumstances and current market conditions.

Residential Mortgages

Hamza Chaudry provides residential mortgage advice for first-time buyers and home movers. Support is available for purchases, remortgages, and shared ownership applications.

All residential mortgage solutions comply with current UK affordability assessment and stress-testing standards. Advice is structured to help clients understand costs, terms, and long-term commitments.

Commercial and Semi-Commercial Mortgages

As a commercial mortgage broker, Hamza Chaudry assists with finance for shops, offices, and mixed-use properties. Semi-commercial mortgages are suitable for buildings that combine residential and trading elements.

Lender decisions are based on property type, lease structure, rental income, and business performance.
Each case is assessed individually to ensure suitability.

Buy-to-Let and HMO Mortgages

Hamza Chaudry offers buy-to-let mortgage advice for single investment properties and landlord portfolios. This includes support for both standard buy-to-let and Houses of Multiple Occupancy.

HMO mortgage options are available for both licensed and unlicensed properties, subject to lender criteria. Rental income calculations follow PRA guidelines and lender stress testing models.

Bridging Finance

As a bridging finance broker, Hamza Chaudry helps clients secure short-term funding where speed is required. Bridging finance can support auction purchases, chain breaks, refurbishments, and urgent completions.

Terms typically range from six to twelve months. Exit strategies usually include a sale or refinance into a standard mortgage. Interest may be rolled up or paid monthly, depending on lender terms. Security value and exit strength are assessed carefully before approval.

Limited Company Mortgages

Hamza Chaudry advises on limited company buy-to-let mortgages for property investors using SPV structures. Lenders assess the company setup, the director’s background, and personal guarantees.

Affordability is calculated using company-specific rental coverage models. This type of mortgage is commonly used for portfolio growth and tax planning strategies.

Development Finance

Hamza Chaudry provides development finance advice for new build and conversion projects. Funding is released in stages based on build progress and valuation reports. Finance can cover land purchase, construction costs, and professional fees. Lenders review planning consent, build costs, developer experience, and exit strategy.

Exit routes typically include sale or refinance into longer-term lending.

Protection and General Insurance

Hamza Chaudry also provides mortgage protection advice to support long-term financial security. Protection options include life insurance, critical illness cover, and income protection. General insurance advice includes buildings and contents cover where required. Recommendations are based on personal needs and lender requirements.

Areas Served Across Greater Manchester

Mortgage broker in Levenshulme services are available across Greater Manchester.
Nearby areas include Didsbury, Stockport, Longsight, Rusholme, Chorlton, and Salford.

Clients can work with a mortgage broker in Levenshulme who understands local property markets and lender expectations.

Speak to Hamza Chaudry

If you are looking for clear and compliant mortgage advice, Hamza Chaudry is available to help.
Support is provided for residential, commercial, and investment finance needs.

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Contact Hamza:
EVERSTONE MORTGAGE GROUP LIMITED

is is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority.