Mortgage and Protection Broker in Surrey | Heidi Wing Chi Siu at Ocean Tide Wealth Limited
Heidi Wing Chi Siu is a trusted mortgage broker in Surrey, offering expert support through Ocean Tide Wealth Limited. She provides tailored advice as a leading Mortgage Broker in Sutton, supporting clients across Surrey and nearby areas. If you need a mortgage broker in Surrey, Heidi offers a professional and client-focused service.
Ocean Tide Wealth Limited is built on trust, care, and long-term value for every borrower.
Commercial and Semi-Commercial Mortgage Advice
Heidi is a skilled mortgage broker in Surrey with strong experience in commercial lending. She helps clients secure funding for shops, offices, and mixed-use property purchases. Semi-commercial mortgages are ideal when part of a building is used for business purposes.
Ocean Tide Wealth Limited reviews lender criteria carefully before recommending any option. Clients can explore support through Heidi’s commercial mortgage advice services in Sutton.
Buy-to-Let and HMO Mortgage Solutions
As a Mortgage Broker in Sutton, Heidi provides specialist buy-to-let mortgage advice. She supports landlords buying single lets, portfolio properties, and investment homes. Heidi also arranges financing for House of Multiple Occupancy (HMO) properties. HMO mortgages often require specialist lenders and stricter rental assessments.
Clients may also benefit from our buy-to-let mortgage guidance in Surrey.
Bridging Finance for Time-Sensitive Property Needs
Heidi is a highly experienced mortgage broker in Surrey for bridging finance solutions. Bridging finance offers fast funding between property transactions or urgent deadlines. It can support auction purchases, refurbishments, or temporary cashflow gaps.
Many lenders consider bridging loans when traditional mortgages are not suitable. Heidi ensures clients understand the exit plan before any application proceeds. Ocean Tide Wealth Limited works with trusted bridging lenders across the UK market.
Learn more about Heidi’s bridging finance advice in Sutton.
Limited Company Mortgages for Property Investors
Heidi provides expert help with limited company mortgage applications. This is a popular choice for landlords seeking tax-efficient property ownership. Lenders assess the company’s structure, directors’ details, and the strength of rental income. Ocean Tide Wealth Limited supports clients from their first purchase to portfolio growth.
Clients can view our limited company mortgage options in Surrey.
Development Finance for Property Projects
Heidi is a specialist mortgage broker in Surrey for development finance solutions. Development finance supports new builds, conversions, and major refurbishment works. Funding is often released in stages as construction progresses.
Heidi works closely with lenders who understand complex building timelines. Ocean Tide Wealth Limited ensures each project meets UK lending requirements.
Clients may explore development finance advice in Sutton for their next project.
Protection and General Insurance Support
A mortgage should always be supported with the right protection planning. Heidi offers advice on life cover, critical illness, and income protection policies. She also arranges relevant general insurance for landlords and commercial borrowers. Ocean Tide Wealth Limited helps clients protect both property and long-term finances.
Clients can access our protection advice in Surrey services.
Mortgage Broker in Sutton Serving Nearby Hampshire Towns
Heidi supports Sutton clients and assists borrowers across Hampshire.
Nearby towns include:
- Farnborough
- Aldershot
- Fleet
- Winchester
- Basingstoke
- Petersfield
A mortgage broker in Surrey, like Heidi, can support clients across these locations.
Multilingual Mortgage Support in English, Cantonese, and Mandarin
Heidi Wing Chi Siu is multilingual, speaking English, Cantonese, and Mandarin. This offers clear support for clients who prefer detailed discussions in their language. Mortgage terms can be complex, especially for commercial and bridging finance cases.
Heidi helps clients feel confident when reviewing lender documents and criteria. Ocean Tide Wealth Limited welcomes clients from diverse communities in Sutton and Surrey. A multilingual broker can reduce misunderstandings during the mortgage process.
Clients can request help through our multilingual mortgage broker in Sutton.
Speak to Heidi Wing Chi Siu Today at Ocean Tide Wealth Limited
If you need a Mortgage Broker in Sutton or wider Surrey, Heidi is here to help. Ocean Tide Wealth Limited offers expert support across bridging, development, and buy-to-let finance. Get in touch today to discuss the right mortgage solution for your plans.
