Joe Smith, Mortgage Broker at Connect Premier, based in Surrey

Joe Smith is a Co-founder and mortgage broker at Connect Premier. He provides mortgage and protection advice for individuals, landlords, property investors, business owners and professional clients with more complex income structures.

Joe specialises in mortgage advice for LLP and law firm partners, including newly promoted, salaried and equity partners. He also supports partners moving between firms. These cases often require careful lender placement because income may include fixed drawings, profit-sharing, and future earnings.

Specialist Mortgage Advice for LLP and Law Firm Partners

For clients who need a quick answer, Joe helps assess what may be possible. He can explain which lenders may understand the case and how the application should be presented. This can be especially important where a partner does not yet have two years of accounts, has recently changed firms or needs a larger loan.

Joe also supports large residential mortgage cases, including applications above £1,000,000, where the loan-to-value is high. This may include cases where a 90% to 95% LTV mortgage is required, subject to affordability, credit profile, deposit and lender appetite.

Connect Premier provides advice across residential mortgages, buy-to-let mortgages, HMO finance, limited company mortgages, commercial finance, bridging finance, second-charge mortgages, protection and general insurance. Joe has access to a wide panel of lenders, including high-street banks, specialist lenders and private banks.

Every case is assessed on its own merits. Mortgage approval is subject to lender criteria, affordability checks and underwriting.

Joe May Be Suitable if You are:

• An LLP partner is looking for a mortgage.
• A law firm partner with fixed drawings and profit share.
• A newly promoted partner without two years of accounts.
• A partner moving to a new firm.
• A professional client seeking a large mortgage.
• A buyer needing high loan-to-value lending.
• A landlord or investor needing specialist mortgage advice.
• A homeowner reviewing protection or insurance needs.

Location and Availability

Joe, a mortgage broker in Woking, works with clients in Woking and the surrounding areas across Surrey. Advice can also be provided remotely where appropriate.

• London
• Woking
• Guildford
• Camberley
• Farnborough
• Reading

Speak to Joe Smith

If you need mortgage advice in Woking, Surrey or elsewhere in the UK, Joe can review your circumstances and explain what may be achievable. This includes straightforward cases, specialist lending and LLP partner mortgage applications that need a more detailed lender approach.

Your home may be repossessed if you do not keep up repayments on your mortgage.