About Julian Hallett – Mortgage Broker Swansea
Julian Hallett is a mortgage broker in Swansea with experience across complex and standard mortgage needs. With 28 years in financial services, he offers strong knowledge of banking, lending, and client care. He spent 17 years with Barclays Corporate and Business Banking in senior roles. His most recent role as Relationship Director involved managing key clients and preparing clear credit assessments. He also delivered consistent service across challenging lending cases.
He supports clients seeking residential, commercial, and semi-commercial finance with clear advice and practical guidance. He is known for strong local knowledge and a sound understanding of UK lending rules.
As a leading Mortgage Broker in Swansea, Julian offers tailored support with purchases, refinancing, and property investment. His guidance is shaped by lender criteria, market conditions, and each client’s goals. His steady approach helps clients make informed decisions with confidence.
Residential Mortgages
Julian helps clients secure residential mortgages that meet strict UK affordability rules. He reviews income, credit history, and long-term goals to match clients with suitable lenders. His clear process supports first-time buyers, movers, and remortgage clients across Swansea and Glamorgan.
Commercial and Semi-Commercial Mortgages
Julian guides business owners seeking property for trading or part-trading use. He compares lenders that assess business income, sector risks, and repayment strength. He supports applications for shops, offices, units, mixed-use buildings, and investment properties.
Buy-to-Let Mortgages
Julian supports landlords who want stable investment income and long-term growth. He helps clients meet lender requirements for rental income, stress tests, and ownership structure. He also advises new investors who want clear steps to secure their first property.
House in Multiple Occupation Mortgages (HMOs)
Julian offers guidance for clients seeking HMO finance. He explains lender criteria, including room sizes, safety rules, and local licensing needs. He helps investors secure funding for student lettings, shared homes, and multi-tenant properties.
Bridging Finance
Julian specialises in bridging finance for clients needing quick funding. He supports cases involving auction purchases, time-sensitive completions, and refurbishment projects. He compares lenders offering fast approvals with clear repayment routes. He explains interest options, exit plans, and security needs to each client. This support helps clients act fast in competitive markets.
Limited Company Mortgages
Julian supports clients who invest through limited companies. He explains lender rules on structure, ownership, tax planning, and rental tests. He helps clients secure finance for buy-to-lets, HMOs, and mixed-use properties.
Development Finance
Julian helps clients secure development finance for builds and refurbishments. He supports small and large projects with staged funding. He explains lender rules on build costs, contractor plans, and exit routes. His clear structure helps clients maintain strong control over budgets and timelines.
Protection and General Insurance
Julian helps clients secure insurance that protects income, property, and long-term commitments. He advises on life cover, income protection, landlord insurance, and business cover. His guidance helps clients safeguard family and financial plans.
Areas Covered in Glamorgan
Julian supports clients in Swansea and nearby towns in Glamorgan. These include;
- Neath
- Port Talbot
- Bridgend
- Llantrisant
- Maesteg
- Porthcawl
Contact Julian Hallett Today
Speak with Julian Hallett, your local mortgage broker in Swansea, for clear advice and strong support. Get guidance that helps you move forward with confidence.
