Kien Millington | Your Mortgage and Protection Broker in Mayfair, London

Kien Millington is the CEO and Founder of Buffett Finance, based in Mayfair, London. He provides mortgage and finance advice across residential, commercial, bridging and buy-to-let lending, as well as general insurance.

Buffett Finance was established to deliver structured, carefully considered advice to individuals, property investors and business owners who require clarity on complex financial decisions. Kien works with clients across London and the surrounding areas who value a professional and measured approach to property finance.

Advice is provided in line with current UK regulatory standards and is always based on suitability and affordability.

Mortgage Advice in Mayfair and Across London

If you are searching for a mortgage broker in Mayfair, it is important to work with an adviser who reviews your full financial position before making recommendations. Kien supports clients purchasing a main residence, refinancing an existing property, expanding a buy-to-let portfolio or arranging finance for commercial premises.

Each recommendation is based on income, expenditure, credit profile and lender criteria. Where appropriate, options from a broad panel of lenders are considered to help identify suitable solutions.

How Mortgage Advice Is Delivered

Every case begins with a detailed fact-find to understand your objectives and financial circumstances. This ensures that any recommendation is aligned with your needs and long-term plans.

The process typically includes:

• Reviewing income, outgoings and credit history
• Explaining mortgage types, interest rate options and repayment structures
• Outlining lender criteria, fees and potential costs
• Managing communication with lenders, solicitors and other relevant professionals

Clear explanations are provided throughout, allowing clients to make informed decisions with confidence.

Areas of Advice

Buffett Finance provides advice in the following areas:

• Residential Mortgages:  Support for first-time buyers, home movers and clients purchasing a new main residence.
• Remortgages: Advice for homeowners reviewing their current mortgage deal or approaching the end of a fixed-rate period.
• Buy-to-Let Mortgages: Guidance for landlords purchasing or refinancing investment property. Tax treatment depends on individual circumstances and may change.
• Commercial Finance: Funding solutions for business premises and commercial or mixed-use properties, subject to lender assessment and criteria.
• Bridging Finance: Short-term lending options where appropriate, often used for time-sensitive purchases or property transitions.
• General Insurance: Advice on suitable insurance solutions designed to protect property and financial commitments.

Supporting a Range of Client Circumstances

Kien has worked with:

• Professionals purchasing property in prime London locations
• Experienced landlords expanding structured portfolios
• Business owners seeking commercial premises
• Clients with complex income arrangements

Each application is assessed on its own merits. Approval is subject to lender underwriting and cannot be guaranteed.

Location and Availability

Kien is based in Mayfair and works with clients across Central London and surrounding boroughs. Advice can also be provided remotely where appropriate.

Speak to Kien Millington

If you require mortgage advice in Mayfair or elsewhere in London, you can arrange an initial discussion to explore your circumstances and objectives. The focus is on providing clear, structured guidance to help you make informed financial decisions.

Mortgage advice should always be based on suitability, affordability and your long term financial plans.