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Kim Spires is Co-founder and a mortgage broker at Connect Property Finance, providing clear and structured advice across a range of property finance and protection needs. Fluent in both English and Turkish, Kim supports a diverse client base, ensuring communication remains accessible and straightforward throughout the process.
Kim works with individuals, landlords, and limited companies, offering guidance on residential mortgages, buy-to-let, HMOs, bridging finance, protection, and general insurance. Every recommendation is based on a detailed understanding of the client’s financial position, objectives, and current UK lending criteria.
Advice is always tailored, with a focus on affordability, suitability, and long-term financial stability.
When selecting a mortgage broker, it is important to work with someone who takes the time to assess your full circumstances. Kim supports clients purchasing their first home, expanding a property portfolio, refinancing existing borrowing, or exploring short term finance options.
Each case is reviewed individually. Lender criteria, affordability checks, and risk factors are carefully considered before any recommendation is made.
Where appropriate, options from a wide panel of lenders are explored to help identify suitable solutions.
Kim follows a structured approach to ensure clarity at every stage:
Clients are encouraged to ask questions, enabling them to make informed, confident decisions.
Residential Mortgages
Support for first-time buyers, home movers, and those purchasing a main residence, with advice based on affordability and lender requirements.
Buy-to-Let and HMO Mortgages
Guidance for landlords, including individual and limited company structures. Tax treatment depends on personal circumstances and may change.
Bridging Finance
Short-term funding solutions for time-sensitive purchases, subject to lender approval and exit strategy.
Protection and General Insurance
Advice on protecting your income, family, and property, aligned with your financial commitments and lifestyle.
Kim works with a wide range of clients, including:
Each application is assessed on its own merits. Approval is subject to lender underwriting and cannot be guaranteed.
Kim is a Mortgage Broker in Romford and supports clients locally and nationwide. Advice can be provided both face-to-face and remotely, depending on client preference.
If you are looking for a mortgage broker who provides clear, practical, and tailored advice, you can arrange an initial discussion with Kim Spires at Connect Property Finance. The focus is always on helping you understand your options so you can make informed decisions.
What were the circumstances that caused you to initially look for an adviser? To apply for mortgage How has Kim Spires helped you? We recently worked with Kim as our mortgage advisor, and we couldn't be more pleased with her experience. From start to finish, Kim was incredibly professional, ensuring that every aspect of our mortgage process was handled with care and expertise. What truly stood out was Kim's availability and responsiveness. No matter what time of day (or night!!), Kim was always quick to respond to our questions and requests, providing clear and helpful guidance every step of the way. It was evident that Kim's skills and experience in the field are top-notch, as they were able to navigate any challenges we faced with ease and confidence. Thanks to Kim's dedication, we felt fully supported throughout the entire process. We highly recommend them to anyone in need of a knowledgeable and reliable mortgage advisor. Have you seen the outcome you were hoping for? yes
What led you to seek an adviser initially? We were first-time buyers looking to secure a mortgage. How did Kim Spires assist you? Kim guided us on the information she needed to find the best mortgage for us. She researched the most suitable products, explained everything clearly, and answered all our questions. Kim responded promptly to our emails and ensured everything was arranged well ahead of time. Did you achieve the results you were hoping for? Yes, we absolutely achieved the results we were hoping for. Is there anything they could have done better? Nothing – we were completely satisfied with our experience.
What prompted you to start looking for an adviser? I was planning to purchase a residential property. How has Kim Spires supported you? Kim assisted me in finding a great deal despite challenging circumstances. Did you achieve the outcome you were aiming for? Yes, the transactions were successfully completed on May 24th. What could have been improved? Providing a detailed timeline of all activities that would take place.
What were the circumstances that caused you to initially look for an adviser? Kim is a subject matter expert How has Kim Spires helped you? Yes made the whole process smooth and helpful Have you seen the outcome you were hoping for? Yes very pleased What could they have done better? I should have contacted Kim earlier
What prompted you to start looking for an adviser? I needed assistance with a semi-commercial mortgage. How has Kim Spires supported you? She helped me find a suitable product for my purchase. Did you achieve the outcome you were aiming for? Yes. Is there anything she could have improved? She did an excellent job.
What prompted you to start looking for an adviser? Mortgage and remortgage. How has Kim Spires supported you? She reviewed my affordability and provided clear recommendations with expected outcomes. Her approach was highly professional, and she responded promptly. Did you achieve the outcome you were hoping for? Yes, I secured a favorable mortgage rate that matches both my affordability and expectations. What could have been improved? Nothing.
What led you to seek an adviser initially? The bank required a broker to process product changes. How has Kim Spires supported you? Yes. Did you achieve the outcome you were hoping for? Yes. What could they improve on? Offer a discount for repeat business.
is is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority.
