Kivilcim Spires | Turkish Mortgage Broker in Haringey

Kivilcim

Spires

Qualifications:
CeMAP
Gender:
Female

Appointment Options:

 
Face-to-face, Online, Telephone

Location:

Greater London

Language(s):

English

Turkish
Kivilcim’s top skills:
Providing tailored advice on first-time buyer, remortgage, buy-to-let, and HMO mortgages, ensuring compliance with local regulations and profitable property investments.
Specialist support for shops, offices, industrial properties, and development projects, securing finance with clear cost planning, staged funding, and structured exit strategies.
Offering life cover, income protection, and buildings insurance, ensuring mortgages remain secure and clients receive impartial FCA-regulated advice explained without jargon.
More about Kivilcim:

Turkish Mortgage and Protection Broker in Haringey, London – Kivilcim Spires

Finding the right mortgage broker in Haringey can make buying or refinancing property simpler and more secure. Kivilcim Spires offers tailored advice covering residential, commercial, semi-commercial, buy-to-let, HMOs, bridging finance, limited company mortgages, development finance, protection, and general insurance.

Whether you’re a first-time buyer, investor, or business owner, Kivilcim Spires ensures clear guidance that meets strict UK lending standards.

Residential Mortgages in Haringey

Buying a home in Haringey requires expert support. Kivilcim Spires helps first-time buyers, movers, and remortgage clients find suitable residential products. Every recommendation is explained clearly, so you understand rates, terms, and lender requirements.

Buy-to-Let and HMOs

Haringey has a strong demand for rental property. Kivilcim Spires advises landlords on standard buy-to-let and House in Multiple Occupation (HMO) mortgages. HMOs must adhere strictly to local regulations. The right finance ensures you meet licensing conditions and remain profitable.

Commercial and Semi-Commercial Mortgages

From shops with flats above to offices and industrial spaces, commercial lending differs from residential. Kivilcim Spires works with lenders who understand business needs. Semi-commercial properties also require specialist terms, which can be harder to secure directly.

Bridging Finance Explained

Bridging finance is a short-term loan. It is useful for auction purchases, property chains, or refurbishment projects. Kivilcim Spires explains interest structures, repayment terms, and exit strategies. Clear planning is essential, as lenders expect defined repayment routes.

Limited Company Mortgages

Many landlords use limited companies for tax-efficient property investment. Kivilcim Spires assists with structuring applications for limited company buy-to-let purchases. Lender requirements vary, so expert guidance reduces delays and avoids declined applications.

Development Finance

Property development finance covers ground-up builds, conversions, or large refurbishments. Kivilcim Spires helps clients secure staged funding that matches project milestones. Clear cost schedules and exit plans are essential for approval. Whether small residential schemes or larger commercial projects, tailored advice helps manage risks and secure suitable terms.

Protection and General Insurance

Mortgages are long-term commitments. Kivilcim Spires also advises on life cover, income protection, and buildings insurance. These safeguard your investment and family against unforeseen events. General insurance support ensures you remain compliant with lender requirements.

FCA-Regulated Guidance

The Financial Conduct Authority regulates all advice. This ensures impartial, transparent recommendations. Every product is explained without jargon, so clients understand commitments before signing.

Bilingual Support – English and Turkish

Kivilcim Spires speaks English and Turkish, helping clients who prefer communication in their native language. This ensures nothing is lost in translation during important financial discussions. Turkish-speaking clients benefit from a clear understanding of lender expectations and application steps.

Other Nearby Areas to Consider

Clients in Haringey also explore property in nearby towns and areas:

  • North London

  •  Hackney

  • Tottenham

  • Wood Green

  • Finsbury Park

  • Muswell Hill

  • Lewisham

These locations offer varied property choices, from family homes to investment opportunities. Find a mortgage broker in Haringey. 

Why Choose Kivilcim Spires, Mortgage Broker in Haringey

  • In-depth local knowledge of Haringey and nearby areas

  • Access to specialist lenders beyond high street banks

  • Support for residential, investment, and development cases

  • Clear explanations of bridging and development finance

  • FCA-regulated advice you can trust

Working with a trusted Turkish mortgage broker in Haringey means you receive advice tailored to your goals and financial circumstances.

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