Mortgage Broker in Edinburgh, Midlothian – Lavanya Xavier Raj

Edinburgh is one of the key areas where Lavanya Xavier Raj offers expert mortgage broker services. Covering Edinburgh and surrounding towns, Lavanya provides specialist advice for a wide range of property and finance needs.

His services include residential mortgages, commercial and semi-commercial mortgages, buy-to-let, Houses in Multiple Occupation (HMOs), bridging finance, limited company mortgages, and general insurance.

Bespoke Residential Mortgage Advice

Clients in Edinburgh can access tailored mortgage advice for homes of every style. Lavanya assists first-time buyers, home movers, remortgage clients, and clients with complex income cases.

Whether buying a flat in Leith or a townhouse in Morningside, his insights help secure the right product for your needs.

Commercial and Semi-Commercial Mortgage Support

Edinburgh has a thriving market for commercial and mixed-use properties. Lavanya supports businesses seeking funding for office, retail, and semi-commercial investments.

He works with specialist lenders who understand local market expectations. This helps clients secure terms that match their business plans and long-term goals.

Buy-to-Let and HMO Mortgage Expertise

Buy-to-let and HMOs remain popular investment choices across Edinburgh. Lavanya provides in-depth advice for landlords building rental portfolios.

He sources mortgages for HMOs of various sizes, including those requiring planning consent or licensing. Clients benefit from lender options suited to Edinburgh’s rental demand.

In-Depth Bridging Finance Solutions

Bridging finance plays a vital role for buyers needing short-term funding. Edinburgh’s fast-moving market often requires flexible options.

Lavanya helps clients arrange bridging loans for purposes such as:

• Chain breaks

• Auction purchases

• Property refurbishments

• Buying before selling

He works with lenders who offer competitive rates and efficient processing. This ensures clients can act quickly when opportunities arise.

Limited Company Mortgage Advice

Many landlords now use limited companies for property purchases. Lavanya advises on structuring buy-to-let portfolios through limited companies.

He works with lenders who specialise in company structures, helping to maximise tax efficiency and long-term value.

General Insurance for Property Owners

Lavanya also arranges general insurance products, including buildings and contents insurance. Clients in Edinburgh can safeguard their investments with trusted policies.

Serving Edinburgh and Surrounding Areas

While based in Edinburgh, Lavanya serves clients across Midlothian and nearby towns, including:

• Dalkeith

• Penicuik

• Bonnyrigg

• Loanhead

• Musselburgh

• Tranent

Why Choose Lavanya Xavier Raj – Mortgage Broker Edinburgh, Midlothian

• Deep knowledge of Edinburgh’s property market

• Extensive lender access for complex cases

• Strong relationships with commercial, bridging, and HMO lenders

• Clear, client-focused advice without jargon

• Full support from initial enquiry to mortgage completion

Whether you are buying your first home, expanding a rental portfolio, or funding a property project, Lavanya Aghaei is ready to assist.

For tailored advice from an experienced mortgage broker in Edinburgh, Midlothian, contact Lavanya today.