Lyndsay Kent – Your Expert Mortgage and Protection Broker in Gorseinon, Swansea.

Are you searching for mortgage brokers in Gorseinon to help you secure the right mortgage for your home or investment? I’m Lyndsay Kent, a dedicated mortgage and protection adviser committed to finding tailored mortgage solutions that suit your needs.

Expertise You Can Trust

With extensive experience in commercial finance, buy-to-let mortgages, protection plans, and bridging finance, I provide a service beyond what lenders or comparison sites offer. My focus is on securing a mortgage solution that suits your financial goals.

I take a proactive approach, whether visiting your site in a hard hat and boots or discussing the best financial solutions for your situation.

I founded TBK in 2021 to offer tailored, expert mortgage advice that delivers real results. Since then, we’ve helped many clients secure the right finance, from first-time buyers to experienced property investors. Our dedication to personalised service and industry expertise continues to drive our success, and I’m incredibly proud of the difference we make.

Gorseinon is one of the areas where expert mortgage advice from Lyndsay Kent is available. Lyndsay offers tailored financial support for a range of property types, including commercial, semi-commercial, HMOs, and buy-to-let investments. Services extend to clients using limited companies, and she also provides help with bridging finance, protection, and general insurance.

Whether you’re expanding a rental portfolio or need help securing a short-term property loan, Lyndsay delivers clear, regulated advice backed by experience and strong local knowledge.

Bridging Finance Support in Gorseinon

Bridging finance is a key area of expertise for clients in Gorseinon and the wider Swansea area. This short-term solution helps buyers secure a property quickly before selling an existing one or arranging longer-term funding.

Lyndsay Kent ensures each bridging case meets lender rules, covering aspects like:

• Maximum loan terms (usually up to 12–18 months)

• Acceptable security types (residential, semi-commercial, or commercial)

• Exit strategy, such as refinancing or property sale

Clients often use bridging finance to buy at auction, refurbish homes, or complete chain-break purchases. Each case is assessed for affordability, credit strength, and property value.

Buy-to-Let and HMO Mortgage Advice

If you’re investing in Gorseinon or nearby towns, Lyndsay offers clear, criteria-based support for:

• Single-unit buy-to-let purchases

• Houses in Multiple Occupation (HMOs)

• Multi-unit blocks or semi-commercial rentals

Lenders often request rental income stress testing, minimum earned income, and property licensing. Lyndsay helps you understand what’s needed and ensures your case is packaged correctly.

She also advises landlords using limited companies for tax efficiency and longer-term portfolio growth.

Commercial and Semi-Commercial Mortgages

Lyndsay Kent supports local businesses and property investors with commercial and semi-commercial loans across Gorseinon and surrounding areas. She offers help with:

• Freehold and leasehold business premises

• Mixed-use buildings (e.g., shop with flats above)

• Light industrial and warehouse units

• Offices and retail spaces

Loan-to-value typically ranges between 60–75%. Lender appetite depends on tenant stability, property usage, and the applicant’s trading history or investment experience.

Limited Company Mortgages

Many landlords in Gorseinon now choose to purchase through limited companies. Lyndsay offers support with:

• SPVs and trading limited companies

• Lender document requirements, including business bank statements and accounts

• Director guarantees and tax implications

She ensures each application fits lender criteria and explains any differences in product fees, stress testing, or legal structuring.

General Insurance and Protection Services

Owning or investing in property comes with risk. Lyndsay helps clients in Gorseinon arrange suitable protection for:

• Life cover linked to mortgages

• Critical illness insurance

• Income protection for landlords or self-employed applicants

• Buildings and contents cover

All products meet UK FCA regulations. Lyndsay explains options clearly and makes sure your cover matches your financial needs.

Areas Near Swansea Covered

In addition to Gorseinon, Lyndsay provides mortgage advice to clients in:

• Llanelli

• Neath

• Port Talbot

• Pontardawe

• Ammanford

• Morriston

Each town presents different property types and lender requirements, and Lyndsay adjusts her advice to reflect local values and expectations. Find a mortgage broker in Gorseinon.

Why Choose Lyndsay Kent as Your Mortgage Broker in Gorseinon, Swansea?

• FCA-regulated advice tailored to your needs

• Strong knowledge of local lender appetite and property trends

• Support with complex applications and investment strategies

• Clear, step-by-step guidance from enquiry to mortgage offer

• Help with documents, valuations, solicitor contact, and lender follow-up

Thinking of financing a commercial property, securing bridging funds, or expanding a rental portfolio in Gorseinon? Lyndsay Kent offers trusted mortgage support with a strong local focus.

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