Mortgage and Protection Broker in Dartford, Kent – Yemisi Osu

Dartford is one of the areas where Yemisi Osu provides specialist mortgage advice across a wide range of property and lending needs. Whether you are based in Dartford or looking nearby, Yemisi offers solutions tailored to your personal and business goals.

Yemisi Osu is a trusted mortgage broker in Dartford, Kent. Her expertise spans residential, commercial, and semi-commercial mortgages. She also handles complex cases including HMOs, bridging finance, limited company lending, and second charge mortgages. Protection and general insurance advice is also available to support your financial planning.

Yemisi works with clients in Dartford and surrounding Kent towns, including Gravesend, Bexleyheath, Swanley, Sidcup, Orpington, and Rochester.

Residential Mortgage Advice in Dartford

Buying a home in Dartford or relocating within Kent? Yemisi offers tailored advice on residential mortgages for buyers and remortgagers. Whether you are purchasing a new-build, a listed home, or switching lenders, you will receive clear, FCA-regulated guidance.

She ensures every recommendation matches your income, property type, and future plans.

Commercial and Semi-Commercial Mortgages

Business owners in Dartford rely on Yemisi Osu for clear, structured advice on commercial and semi-commercial properties. She supports those buying offices, retail units, mixed-use buildings, and industrial spaces.

Lenders assess these cases in more detail. Yemisi ensures your business plans, tenancy arrangements, and rental yields are well-prepared to meet UK lending standards.

Buy-to-Let and HMO Mortgages

Yemisi works closely with landlords and property investors in Dartford and across Kent. She supports both individual and limited company buy-to-let applications.

For clients exploring Houses in Multiple Occupation (HMOs), Yemisi offers guidance on licence requirements, yield expectations, and lender criteria—ensuring your case is packaged to secure strong lending terms.

Bridging Finance: Fast Property Funding in Kent

Bridging loans are short-term solutions for time-sensitive purchases or renovations. Yemisi Osu provides specialist advice for buyers in Dartford needing quick access to funds.

This includes chain breaks, auction purchases, property refurbishments, and switching from one property to another. She guides you through exit strategies, loan terms, and valuation requirements. Every step complies with FCA and UK lending rules.

With bridging finance, time is critical. Yemisi coordinates with solicitors, valuers, and lenders to help complete within days, not weeks.

Limited Company Mortgages

More landlords are using limited companies to buy and manage property. Yemisi supports Dartford-based investors with structured advice on this approach.

She works with lenders that understand special-purpose vehicles (SPVs), business income, and director status. This means your case is reviewed accurately, and potential tax benefits are considered.

Second Charge Mortgage Options

If you already have a mortgage but need to raise capital, a second charge mortgage may be suitable. Yemisi explains how this option works alongside your current loan.

This is helpful for home improvements, debt consolidation, or business investment. As a broker regulated by the FCA, Yemisi ensures that every second charge product is appropriate for your financial position.

Protection and General Insurance

Yemisi also helps clients in Dartford protect their income, assets, and family. Protection advice includes:

• Life insurance

• Critical illness cover

• Income protection

• Buildings and contents insurance

All policies are tailored to your property type, mortgage terms, and future plans.

Nearby Areas Served in Kent

Yemisi works across Kent and helps clients in:

• Gravesend

• Bexleyheath

• Swanley

• Sidcup

• Orpington

• Rochester

Even if you live just outside Dartford, you can still access personal advice with local insight.

Bilingual Support: English and Yoruba

Yemisi Osu is fluent in both English and Yoruba. This allows her to explain every mortgage term and product clearly to clients from Nigerian and West African backgrounds.

Whether you are a first-time buyer or property investor, being able to communicate in your preferred language ensures clarity, confidence, and trust throughout the mortgage process.

Why Choose Yemisi Osu as Your Dartford Broker?

• Specialist in residential, commercial, HMO, and buy-to-let lending

• Expertise in bridging loans and second charge mortgages

• FCA-authorised and fully UK-compliant advice

• Local market knowledge across Dartford and Kent

• English and Yoruba spoken for wider client accessibility

• Clear, structured guidance with no jargon

Ready to Get Started?

If you’re buying in Dartford or investing elsewhere in Kent, speak to Yemisi Osu today. Her advice is based on local experience, up-to-date lender policies, and a deep understanding of what matters to borrowers.