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Are you searching for a knowledgeable and reliable mortgage broker in Bolton, Lancashire? I’m Nicola Hardy, a local mortgage expert with a passion for helping clients secure the right finance for their property goals. Whether you’re a first-time buyer, experienced landlord, business owner, or simply looking to remortgage, I offer clear, no-nonsense advice across a wide range of lending solutions.
I proudly support clients across Bolton and surrounding areas including Wigan, Bury, Chorley, Blackburn, Preston, and Rochdale. With access to a comprehensive panel of UK lenders, my recommendations are always tailored, up-to-date, and based on your individual circumstances.
Whether you’re stepping onto the property ladder, upgrading to a new home, or remortgaging to a better deal, I’ll guide you through every step. My goal is to make the mortgage process simple, stress-free, and suited to your needs — with jargon-free advice and full support from start to finish.
From office spaces and warehouses to retail units and mixed-use developments, I assist business owners and investors with finding commercial mortgage solutions that align with their long-term plans. If you’re purchasing or refinancing commercial property in Bolton or the wider North West, let’s explore your options together.
Thinking of investing in property? Whether you’re expanding your portfolio or making your first buy-to-let purchase, I can help you navigate lender criteria, rental yield requirements, and stress tests to secure the most suitable deal. I work with landlords throughout Bolton and surrounding towns.
Need quick access to funds for a time-sensitive purchase or renovation project? Bridging loans offer short-term solutions for property transactions that can’t wait. I can help you secure competitive bridging finance from a panel of trusted UK lenders — ideal for chain breaks, auction buys, or refurbishments.
Already a homeowner but need to raise funds without disturbing your current mortgage deal? A second charge mortgage could be the answer. Whether it’s for home improvements, debt consolidation, or investment, I’ll explain your options clearly and find the right lender for your needs.
Protecting your home or investment is essential. I provide tailored advice on buildings, contents, and landlord insurance, working with reputable UK providers to ensure you’re fully covered — giving you peace of mind, whatever happens.
✔ Based in Bolton with deep knowledge of the local property market
✔ Access to a wide network of residential, commercial, and specialist lenders
✔ End-to-end support with a personal, responsive approach
✔ Serving clients across Bolton, Wigan, Bury, Chorley, Blackburn, Preston, and Rochdale
✔ Honest, friendly advice that puts your goals first
If you’re looking for a mortgage broker in Bolton who combines local expertise with a national reach, I’m here to help. Get in touch for a no-obligation chat and let’s take the next step toward your property goals — together.
