Nisar Gulzad

Nisar

Gulzad

Qualifications:
CeMAP
Gender:
Male

Appointment Options:

 
Face-to-face, Online, Telephone

Location:

West Yorkshire

Language(s):

English

Urdu
Persian
Nisar’s top skills:
Expert Mortgage Guidance: Simplifying complex mortgage concepts and products to help you make informed decisions confidently.
Financial Analysis & Solutions: Tailored mortgage solutions based on in-depth analysis of your financial situation and goals.
Attention to Detail: Ensuring accuracy and compliance in all documentation, preventing potential issues for a smooth mortgage process.
More about Nisar:

Mortgage and Proctection Broker in Leeds, West Yorkshire – Nisar Gulzad

 

Are you looking for a mortgage broker in Leeds who can guide you through buying a home or refinancing? I’m Nisar Gulzad, a mortgage and protection adviser dedicated to helping individuals and businesses find the best mortgage solutions for their needs.

Expert Mortgage Advice Tailored to You

The mortgage process can be complex, but I make it straightforward. My goal is to provide the right knowledge and support so you can make informed decisions about your home financing options. Whether you are a first-time buyer, remortgaging, or an investor seeking a buy-to-let mortgage, I offer tailored solutions to suit your financial situation.

Leeds is one of the main areas where Nisar Gulzad offers expert mortgage and insurance advice. With in-depth knowledge of local property trends, Nisar provides clients with mortgage options that meet UK lending rules and regional expectations. Whether you’re buying in Leeds or one of its nearby towns, you can count on direct, no-nonsense support.

Wide-Ranging Mortgage Support in Leeds

From terraced homes in Beeston to semi-commercial units in Armley, Leeds offers a range of property types. Nisar Gulzad tailors every mortgage recommendation to your income, credit score, and property goals.

Residential, Commercial, and Semi-Commercial Mortgages

If you’re purchasing a new home or a building with business use, you’ll need a mortgage that fits both property use and lender rules. Nisar works with UK lenders who offer flexible terms for homes, retail units, and mixed-use buildings in Leeds and beyond.

Buy-to-Let and HMO Mortgages in West Yorkshire

Investors seeking buy-to-let or HMO finance can expect advice on rental yields, local licensing, and lender rules. Nisar supports first-time landlords and experienced investors across Leeds, with clear explanations of affordability tests, deposit sizes, and stress testing.

Bridging Finance Explained

Bridging loans help when time is tight—such as buying before selling or funding refurbishments. These are short-term loans, usually lasting 12 months or less, and require a solid exit plan. Nisar Gulzad explains lender expectations in detail, from valuation types to interest roll-up. This helps clients in Leeds avoid delays and secure properties that need fast action.

Limited Company and Second Charge Mortgages

More landlords are buying through limited companies due to tax reasons. Nisar can help you structure the loan correctly and meet lender requirements on company setup and director guarantees. Second charge mortgages are useful when you want to borrow without changing your main deal. These are available to homeowners and landlords in Leeds who have equity but need extra funds.

Protection and General Insurance Services

From income protection to building insurance, Nisar ensures your cover meets lender rules and personal needs. Whether it’s a standard home policy or landlord-specific insurance, all products are FCA-compliant and explained in plain English.

Serving Leeds and Surrounding Towns

Nisar Gulzad supports clients across Leeds and nearby areas, including:

  • Bradford

  • Wakefield

  • Huddersfield

  • Halifax

  • Castleford

  • Pontefract

Whether you’re based in the city or nearby, expert mortgage advice is available close to home. Find a mortgage broker in Leeds.

Multilingual Support: English, Urdu, and Persian

Clear communication is essential during any mortgage application. Nisar speaks English, Urdu, and Persian, helping clients understand complex financial terms in their preferred language. This ensures every detail is explained, especially for those more confident in languages other than English.

FCA-Regulated Advice You Can Rely On

All advice provided by Nisar Gulzad is fully compliant with FCA regulations. You receive transparent guidance that meets UK mortgage and insurance rules. Every recommendation is explained clearly, with no jargon and no hidden fees.

Why Clients Choose Nisar Gulzad in Leeds

  • Local knowledge of Leeds and West Yorkshire’s housing market

  • Tailored advice for complex income or mixed-use buildings

  • Direct access to lenders offering flexible terms for buy-to-let and HMO properties

  • Support through the entire mortgage journey, including paperwork and solicitor coordination

  • Bilingual support for smoother communication

Ready to Discuss Your Mortgage in Leeds?

Whether you’re buying a house in Headingley, refinancing an HMO in Hyde Park, or investing in a shop flat in Harehills, Nisar Gulzad is ready to help. With experience across property types and lending needs, clients in Leeds and nearby towns receive personal, focused support.

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NISAR GULZAD

is is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority.