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Are you looking for a mortgage broker in Leeds who can guide you through buying a home or refinancing? I’m Nisar Gulzad, a mortgage and protection adviser dedicated to helping individuals and businesses find the best mortgage solutions for their needs.
Expert Mortgage Advice Tailored to You
The mortgage process can be complex, but I make it straightforward. My goal is to provide the right knowledge and support so you can make informed decisions about your home financing options. Whether you are a first-time buyer, remortgaging, or an investor seeking a buy-to-let mortgage, I offer tailored solutions to suit your financial situation.
Leeds is one of the main areas where Nisar Gulzad offers expert mortgage and insurance advice. With in-depth knowledge of local property trends, Nisar provides clients with mortgage options that meet UK lending rules and regional expectations. Whether you’re buying in Leeds or one of its nearby towns, you can count on direct, no-nonsense support.
From terraced homes in Beeston to semi-commercial units in Armley, Leeds offers a range of property types. Nisar Gulzad tailors every mortgage recommendation to your income, credit score, and property goals.
If you’re purchasing a new home or a building with business use, you’ll need a mortgage that fits both property use and lender rules. Nisar works with UK lenders who offer flexible terms for homes, retail units, and mixed-use buildings in Leeds and beyond.
Investors seeking buy-to-let or HMO finance can expect advice on rental yields, local licensing, and lender rules. Nisar supports first-time landlords and experienced investors across Leeds, with clear explanations of affordability tests, deposit sizes, and stress testing.
Bridging loans help when time is tight—such as buying before selling or funding refurbishments. These are short-term loans, usually lasting 12 months or less, and require a solid exit plan. Nisar Gulzad explains lender expectations in detail, from valuation types to interest roll-up. This helps clients in Leeds avoid delays and secure properties that need fast action.
More landlords are buying through limited companies due to tax reasons. Nisar can help you structure the loan correctly and meet lender requirements on company setup and director guarantees. Second charge mortgages are useful when you want to borrow without changing your main deal. These are available to homeowners and landlords in Leeds who have equity but need extra funds.
From income protection to building insurance, Nisar ensures your cover meets lender rules and personal needs. Whether it’s a standard home policy or landlord-specific insurance, all products are FCA-compliant and explained in plain English.
Nisar Gulzad supports clients across Leeds and nearby areas, including:
Bradford
Wakefield
Huddersfield
Halifax
Castleford
Pontefract
Whether you’re based in the city or nearby, expert mortgage advice is available close to home. Find a mortgage broker in Leeds.
Clear communication is essential during any mortgage application. Nisar speaks English, Urdu, and Persian, helping clients understand complex financial terms in their preferred language. This ensures every detail is explained, especially for those more confident in languages other than English.
All advice provided by Nisar Gulzad is fully compliant with FCA regulations. You receive transparent guidance that meets UK mortgage and insurance rules. Every recommendation is explained clearly, with no jargon and no hidden fees.
Local knowledge of Leeds and West Yorkshire’s housing market
Tailored advice for complex income or mixed-use buildings
Direct access to lenders offering flexible terms for buy-to-let and HMO properties
Support through the entire mortgage journey, including paperwork and solicitor coordination
Bilingual support for smoother communication
Whether you’re buying a house in Headingley, refinancing an HMO in Hyde Park, or investing in a shop flat in Harehills, Nisar Gulzad is ready to help. With experience across property types and lending needs, clients in Leeds and nearby towns receive personal, focused support.
is is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority.