Philip Owen – Mortgage Broker Lichfield, Staffordshire

Lichfield is one of the areas where I offer expert mortgage services. I also support nearby towns including Burntwood, Rugeley, Tamworth, Cannock, Burton-upon-Trent, and Stafford.

Whether you’re buying your first home, investing in property, or need bridging finance, I provide tailored mortgage advice to suit your needs. I’m Philip Owen, a local mortgage broker in Lichfield, Staffordshire, specialising in a wide range of lending solutions.

Mortgages for Every Need

Residential Mortgages
I help clients across Lichfield and beyond secure home loans that match their budget and lifestyle. Whether you’re moving home or remortgaging, I offer practical, no-jargon advice.

Commercial and Semi-Commercial Mortgages

If you’re buying or refinancing commercial premises, I can help you access suitable lending options. I work with businesses of all sizes throughout Staffordshire.

Buy-to-Let and HMO Mortgages

Whether you own a single rental or multiple HMOs, I provide straightforward advice tailored to your property investment strategy.

Limited Company Buy-to-Let

I support landlords buying through limited companies, helping you structure your mortgage efficiently and in line with current tax rules.

Bridging Finance Expertise

Bridging loans are short-term solutions used for fast purchases or time-sensitive needs. I assist clients in Lichfield who need funding quickly—whether you’re buying before selling, refurbishing a property, or avoiding delays in a property chain.

I ensure you’re aware of the costs, terms, and exit strategy before proceeding. I also help clients with complex scenarios, including adverse credit or non-standard property types.

Protection and General Insurance

I guide you through life insurance, income protection, and landlord insurance options. These plans help cover your mortgage, protect your loved ones, and safeguard your investment properties.

Local Towns I Cover

In addition to Lichfield, I offer services in:

✔ Burntwood ✔Tamworth ✔ Cannock ✔ Rugeley ✔ Burton-upon-Trent ✔ Stafford

Why Work With Me?

✔ I provide expert advice tailored to your situation.
✔ I work with a wide panel of lenders, including high street banks and specialist lenders.
✔ I handle your case from start to finish, liaising with estate agents and solicitors.
✔ I support all types of buyers—first-time buyers, property investors, business owners, and more.

Get in Touch

If you’re looking for a trusted mortgage broker in Lichfield, Staffordshire, I’m here to help. Whether you need help with bridging loans, a buy-to-let portfolio, or commercial lending, I’ll guide you through it—step by step.