Richard Gann – Experienced Mortgage Broker in St Albans, Hertfordshire

Looking for a trusted mortgage broker in St Albans, Hertfordshire? I’m Richard Gann, here to provide expert advice on residential, commercial, buy-to-let, bridging finance, and general insurance.

After 30 years working for mainstream banks, 4 years ago, I formed Multiply Finance Ltd with the sole aim of helping business owners gain access to the most appropriate finance package to help support their business ambition. I spent much of my career as a bank manager, working with business owners to help them achieve their goals by providing access to funding.

I was (& still am!!) an old-school bank manager. I now have access to over 180 different funders so that I can help most businesses. The funders range from mainstream banks to equity investors & cover most of the lending options available.

I specialise in business & property funding & would be delighted to help with facilities ranging from a small working capital business loan to commercial finance, buy-to-let finance, portfolio property finance & development finance. I am completely flexible & am happy to help, provided I am adding real value.

Residential Mortgage Support

Whether you’re a first-time buyer or moving home, I offer practical advice and access to competitive mortgage options. I’ll help you understand each step and keep things simple throughout.

Commercial Mortgage Solutions

If you’re purchasing a business premises in St Albans or nearby, I can help. I provide commercial mortgage guidance tailored to your financial goals and future plans.

Buy-to-Let Mortgage Expertise

Landlords in St Albans, Hertfordshire, rely on clear, accurate support. I work with both new and experienced property investors looking to grow their portfolio with buy-to-let mortgages.

Bridging Finance Advice

For those needing short-term property finance, I arrange suitable bridging loans. This can support fast purchases, auction buys, or property refurbishments in and around St Albans.

General Insurance Options

I also help clients protect their properties and financial future. I provide advice on home insurance, landlord cover, and business protection tailored to your needs.

Areas Served Around St Albans

I assist clients across St Albans and Hertfordshire, including Harpenden, Hatfield, Radlett, Watford, and Hemel Hempstead.

Why Choose Richard Gann?

✔ Over 10 years of experience across multiple lending types
✔ Access to a wide panel of UK lenders and insurers
✔ Clear, jargon-free advice for individuals and business owners
✔ End-to-end support through the mortgage and insurance process

Help available for clients with complex income or credit history

Let’s Get Started

If you need a mortgage broker in St Albans, Hertfordshire, contact me today. I’ll provide honest advice and help you secure a suitable solution.