Richard Jones, Mortgage Adviser at Richard Jones Mortgages Ltd, based in Tonbridge

Richard Jones is a mortgage adviser based in Tonbridge, Kent. He supports clients seeking clear mortgage advice across residential mortgages, buy-to-let, commercial finance, bridging loans, and second charges.

Richard may be suitable for clients who want to understand their options before approaching lenders. This can help if the case involves a home purchase, a remortgage, an investment property, or a short-term finance need.

As an FCA-Approved Adviser, Richard provides mortgage and protection advice through Richard Jones Mortgages Ltd. He helps clients review suitable options based on their circumstances, property type and borrowing goals.

What Richard Specialises in

Richard can support clients looking for advice on:

• Residential mortgages
• Remortgages
• Protection
• General insurance
• Buy-to-let mortgages
• HMO finance
• Limited company buy-to-let mortgages
• Commercial mortgages
• Semi-commercial property finance
• Bridging finance
• Second charge mortgages

Who Richard may be suitable for

Richard may be a good fit if you are:

• Buying a home in or around Tonbridge
• Reviewing your current mortgage deal
• Looking at a buy-to-let or HMO investment
• Buying property through a limited company
• Exploring commercial or semi-commercial finance
• Considering bridging finance for a short-term property need
• Looking at a second-charge mortgage
• Reviewing protection or general insurance linked to your property plans

Location and availability

Richard is based in Tonbridge and supports clients across Kent and nearby areas.

Richard can support clients in:

• Maidstone
• Canterbury
• Dartford
• Gravesend
• Ashford
• Royal Tunbridge Wells
• Sevenoaks

Appointments may be available by phone, video call or in person, depending on location and availability.  Mortgage Adviser in Tonbridge

Why Contact Richard?

Mortgage choices can depend on your income, deposit, property type, credit profile and plans for the property.

Richard can help you understand which lenders may be more suitable before you apply. This can be useful if your case involves a standard home move, a buy-to-let purchase, commercial finance, bridging finance or a second charge mortgage.