Russell Backhouse – Mortgage Broker at Castle View Finance Limited, based in Chesterfield

Russell Backhouse is a mortgage broker at Castle View Finance Limited, providing structured and practical mortgage advice across a range of property and lending scenarios. He supports individuals, landlords, and businesses who require clear guidance when navigating the UK mortgage market.

Castle View Finance Limited offers advice on residential mortgages, buy-to-let, HMOs, limited company mortgages, commercial finance, bridging finance, and general insurance. The focus is on delivering solutions that align with each client’s financial position, property goals, and lending criteria.

All advice is provided in line with current UK regulations and is based on affordability, suitability, and individual circumstances.

Mortgage Advice and Client Support

When selecting a mortgage broker, it is important to work with someone who understands the full picture of your finances. Russell takes a structured approach, ensuring every recommendation is based on a detailed understanding of your income, commitments, and long-term plans.

He supports clients with:

• Purchasing residential property
• Expanding or refinancing buy-to-let portfolios
• Structuring HMO investments
• Securing lending through limited companies
• Accessing commercial or semi-commercial funding
• Arranging short-term bridging solutions where appropriate

Each case is assessed individually, and lender criteria can vary depending on the application’s complexity.

How Mortgage Advice Is Delivered

The process begins with a full fact find to establish affordability and suitability. This allows Russell to recommend realistic options aligned with lender expectations.

The process includes:

• Reviewing income, outgoings, and credit profile
• Explaining mortgage types and repayment methods
• Outlining lender criteria and associated costs
• Supporting the application through to completion

Clear explanations are provided throughout, helping clients make informed decisions without unnecessary complexity.

Areas of Expertise

Russell Backhouse provides advice in the following areas:

Residential Mortgages
Support for first-time buyers, home movers, and those purchasing a primary residence.

Buy-to-Let and HMO Mortgages
Guidance for landlords building or refinancing property portfolios, including more complex HMO arrangements.

Limited Company Mortgages
Advice for landlords purchasing or refinancing property through a company structure, subject to lender criteria.

Commercial Finance
Funding options for business premises and mixed-use properties, tailored to individual requirements.

Bridging Finance
Short-term lending solutions where speed or flexibility is required, often for time-sensitive transactions.

General Insurance
Support in arranging appropriate cover to protect property and financial commitments.

Working with a Range of Clients

Russell works with a broad range of clients, including:

• First-time buyers entering the property market
• Experienced landlords expanding portfolios
• Business owners seeking commercial finance
• Clients with straightforward or more complex income structures

Each application is subject to lender assessment, and outcomes cannot be guaranteed.

Location and Availability

Matthew is a Mortgage Broker in Chesterfield and supports clients locally and nationwide. Advice can be provided remotely where appropriate.

• Derby
• Chesterfield
• Swadlincote
• Ilkeston
• Long Eaton
• Buxton
• Belper

Speak to Russell Backhouse

If you are considering a property purchase, refinance, or investment, you can arrange an initial discussion to explore your options. The aim is to provide clear, structured guidance so you can make decisions with confidence.

Mortgage advice should always be based on your individual circumstances, affordability, and long-term financial plans.