Sajan Thomas Chettiakunnel – Mortgage and Protection Broker in Norwich, Hertfordshire

Sajan Thomas Chettiakunnel is a mortgage broker at Fincare Mortgages, supporting clients across Norwich, Hertfordshire and surrounding areas. He provides clear and responsible mortgage advice tailored to a wide range of client circumstances, helping individuals, families and property investors make informed financial decisions.

Sajan offers advice on Residential Mortgages, HMO Mortgages, Buy-to-Let Mortgages, Limited Company Mortgages, Commercial Finance, Bridging Finance, Protection & General Insurance. He supports both straightforward and more complex cases, ensuring recommendations are based on affordability, suitability and current UK lending criteria.

Fluent in English, Tamil and Malayalam, Sajan works with clients from diverse backgrounds and aims to make the mortgage process easier to understand through straightforward communication and practical guidance.

Mortgage Advice in Norwich and Surrounding Areas

If you are searching for a mortgage broker in Norwich, it is important to work with an adviser who takes time to understand your financial position and future goals before recommending a suitable product.

Sajan supports clients who are:

• Purchasing their first property
• Moving home
• Remortgaging an existing property
• Investing in buy-to-let or HMO properties
• Purchasing through a limited company
• Seeking short-term finance solutions

Advice is tailored to individual circumstances and lender criteria. Where appropriate, options from a broad range of lenders may be considered to identify competitive, suitable solutions.

How Mortgage Advice Is Delivered

Every client journey begins with a detailed fact find to ensure all recommendations are suitable and affordable.

The process includes:

• Reviewing income, expenditure and credit commitments
• Explaining mortgage products and repayment options
• Discussing lender criteria and associated costs
• Supporting communication with lenders, solicitors and other professionals
• Providing clear explanations throughout the application process

Clients are encouraged to ask questions to make informed decisions with confidence.

Areas of Advice

Fincare Mortgages provides advice in the following areas:

Residential Mortgages: Support for first-time buyers, home movers and clients purchasing a main residence.

Buy-to-Let Mortgages: Guidance for landlords purchasing or refinancing investment properties. Tax treatment depends on individual circumstances and may change.

HMO Mortgages: Advice for landlords purchasing or refinancing Houses in Multiple Occupation, subject to lender criteria and licensing requirements.

Limited Company Mortgages: Support for property investors purchasing through limited company structures, where suitable.

Commercial Finance: Funding solutions for commercial premises and investment opportunities, subject to lender assessment.

Bridging Finance: Short-term finance options for time-sensitive purchases or transitional property requirements.

Protection & General Insurance: Guidance on insurance products designed to help protect individuals, families and properties.

Supporting a Wide Range of Clients

Sajan works with clients from a variety of financial backgrounds and circumstances, including:

• First-time buyers entering the property market
• Property investors expanding their portfolios
• Self-employed applicants with variable income
• Landlords purchasing HMOs or limited company properties
• Homeowners reviewing their current mortgage arrangements

Each case is assessed individually. Mortgage approval is subject to status, affordability and lender underwriting.

Location and Availability

Sajan is a mortgage broker in Norwich who supports clients in Norwich and nearby areas throughout Hertfordshire.

• Wymondham
• Aylsham
• Diss
• Attleborough
• North Walsham
• Dereham
• Harleston

Advice can also be provided remotely where appropriate.

Speak to Sajan Thomas Chettiakunnel

If you require mortgage advice in Norwich or the surrounding areas, you can arrange an initial discussion to explore your circumstances and objectives. The aim is to provide clear and transparent information so you can make informed financial decisions based on your long-term plans.

Mortgage advice should always be based on suitability, affordability and your individual financial circumstances.