Mortgage Broker in Bolton, Lancashire – Shahnom Naraghi

Shahnom Naraghi offers professional mortgage advice in Bolton and nearby Lancashire towns. His services support investors, landlords, and limited companies seeking competitive, compliant finance options.

Commercial and Semi-Commercial Mortgages

Shahnom assists buyers in financing retail units, care homes, shops with flats above, and light industrial premises. Lenders apply strict rules. Shahnom reviews lease terms, company structure, and documentation before submitting applications.

He works with UK high street banks, challenger lenders, and private providers. Shahnom compares rates, terms, deposits, and repayment structures tailored to your goals.

Buy-to-Let and HMO Mortgages

Whether you are starting out or have a large portfolio, Shahnom offers advice that reflects Bolton’s rental market. He also helps with remortgages to release equity or switch to a better deal.

For HMOs, lenders often require proof of licensing, planning permission, and fire safety compliance. Shahnom ensures all requirements are met before submitting your case.

Bridging Loans for Time-Sensitive Property Deals

When traditional mortgages take too long, bridging loans offer short-term options. Shahnom arranges funding for property auctions, chain breaks, or refurbishments.

Some lenders accept unusual property types or complex ownership structures. Shahnom works to get your case approved within days. He also ensures you have a clear exit plan—via sale or remortgage—to meet the lender’s terms.

Limited Company Mortgages

Holding property within a limited company can offer tax advantages. Shahnom supports you with lender requirements such as SPV details, company accounts, and directorship checks.

Each lender has different terms for limited companies. Shahnom matches your profile with those offering suitable deals for your structure and long-term plans.

Property and Income Protection Cover

Shahnom provides advice on landlord insurance, commercial building policies, and income protection. These options help protect your property, income, and liability.

All recommendations are based on UK providers and FCA-compliant cover.

Areas Covered Around Bolton

While based in Bolton, Shahnom also supports clients in:

• Bury

• Rochdale

• Preston

• Blackburn

• Wigan

• Burnley

Each area has local planning rules, licensing, and lender considerations. Shahnom adjusts his advice to reflect these regional factors.

Why Choose Shahnom Naraghi?

• Regulated UK mortgage broker

• Based in Bolton with detailed knowledge of the local market

• Experienced with commercial, semi-commercial, buy-to-let, HMOs, and bridging finance

• Works with more than 200 UK lenders and providers

• Offers guidance for complex and limited company applications

• Clear, direct communication with no jargon