Mortgage and Protection Broker in Birmingham – Shev Dilay

Shev Dilay is a mortgage and protection broker in Birmingham, working with Buckingham Mortgage Group. He supports families, landlords, and business owners seeking clear, practical mortgage advice.

Shev helps clients fund property purchases, grow portfolios, and protect long-term financial interests.
As an independent broker, he has access to a wide panel of UK lenders. This allows him to secure competitive financing based on his individual circumstances and lender criteria.

Clients seeking a mortgage adviser in Birmingham benefit from regulated, transparent advice tailored to their goals.

Commercial and Semi-Commercial Mortgages in Birmingham

Shev Dilay arranges commercial and semi-commercial mortgages for shops, offices, and mixed-use properties. Each application is assessed using rental income, lease structure, property type, and lender affordability rules.

This service is suitable for business owners and investors seeking funding for owner-occupied or investment properties. Clients searching for commercial mortgages in Birmingham can receive guidance on lender requirements and repayment structures.

Buy to Let and HMO Mortgages

Buy-to-let mortgages are available to first-time landlords and experienced portfolio investors.
Shev also advises on HMO mortgages, including licensing rules and rental stress testing. This service is suitable for landlords seeking a mortgage broker in Birmingham with hands-on HMO experience.
You can learn more about buy-to-let mortgages in Birmingham and explore lender options that support portfolio growth.

Bridging Finance Advice

Bridging finance provides short-term funding when speed is essential. Shev Dilay arranges bridging loans for auction purchases, chain breaks, refurbishments, and time-sensitive transactions.

Lenders assess the exit strategy, property value, and loan term at the outset. Interest is often rolled up, which can reduce monthly payment pressure over the life of the loan.

Clients seeking bridging finance in Birmingham receive clear explanations of costs, risks, and realistic exit options.

Limited Company Buy-to-Let Mortgages

Limited company mortgages are commonly used by landlords operating special-purpose vehicles.
Shev works with lenders who assess company structure, director experience, and rental performance.

This approach can support tax planning under current UK rules, subject to professional advice.
Clients can review options for limited company buy-to-let mortgages tailored to their investment strategy.

Development Finance Support

Development finance is suitable for ground-up builds and heavy refurbishment projects. Funds are released in stages following surveyor inspections and progress reviews.

Shev Dilay assists with costings, gross development value, and lender criteria from an early stage.
Clients exploring development finance in Birmingham receive structured advice for small and large projects.

Protection and General Insurance Advice

Protection advice includes life insurance, critical illness cover, and income protection. General insurance covers landlord insurance and commercial property protection.

These services help safeguard property assets, income, and family security. Many clients review protection insurance advice alongside their mortgage planning to ensure full financial resilience.

Areas Served Across the West Midlands

Mortgage broker services in Birmingham are available across the West Midlands. This includes Wolverhampton, Solihull, Dudley, West Bromwich, Walsall, and Coventry.

Clients across these areas receive the same FCA-regulated advice and access to a wide lender panel.

Speak With Shev Dilay

If you are planning a property investment or refinancing, expert advice can make a difference.  You can contact Shev Dilay by completing the form below.