Sultana Javed – Your Trusted Mortgage Broker in Worcester Park, Surrey.

Are you searching for experienced mortgage brokers in Worcester Park to assist with your home purchase or remortgage? I’m Sultana Javed, a committed mortgage and protection adviser dedicated to helping individuals and businesses secure tailored mortgage solutions.

With a strong understanding of the UK mortgage market, I offer clear and practical advice to help you make informed decisions about your home financing options.

Worcester Park is one of the areas where Sultana Javed offers reliable mortgage advice. If you’re buying, remortgaging, or investing, Sultana provides tailored guidance backed by local knowledge. Based in Worcester Park, Surrey, she supports clients across all types of residential, commercial, and specialist lending.

Residential and Buy-to-Let Mortgages in Worcester Park

Buying a home or expanding a property portfolio in Worcester Park? Sultana Javed offers advice suitable for both homebuyers and landlords. Whether it’s your first flat, a second property, or a remortgage, she helps you compare options that meet UK affordability criteria.

Buy-to-let mortgages include advice on stress testing, rental coverage, and tax changes. If you’re considering a flat near the station or a semi-detached on The Avenue, Sultana ensures your deal fits lender expectations.

Commercial and Semi-Commercial Property Mortgages

Worcester Park includes local high streets, office units, and mixed-use premises. Sultana helps business owners and investors secure finance for these types of properties. Lenders often require a strong business plan, tenant history, and commercial lease terms. She makes sure the paperwork matches current UK lending rules.

Semi-commercial cases, such as shops with flats above, need both residential and commercial criteria. Sultana works to secure deals that suit income streams from dual-use premises.

Bridging Finance – Fast, Flexible Lending in Surrey

Bridging loans are ideal when timing matters. Sultana assists with short-term borrowing for property chains, auction buys, or urgent refurbishments in Worcester Park. Lenders assess exit strategies carefully. This includes resale value, refinancing plans, and asset security.

Sultana prepares detailed applications to meet these checks. She works with lenders that accept regulated and unregulated bridges, depending on property use. This is especially helpful if you’re renovating a home to let, or need fast funding for time-sensitive purchases.

Limited Company Mortgages and Portfolio Landlords

Sultana supports clients using limited companies to buy or remortgage investment property. Many landlords prefer this structure due to tax efficiency. Worcester Park has several areas suited to professional lets or family rentals. Lenders will want SPV details, trading history (if relevant), and director guarantees.

Portfolio landlords also face stricter underwriting. Sultana gathers the needed rental schedules, business plans, and income evidence to match lending standards.

Second Charge Mortgages for Added Flexibility

If you want to release equity but keep your current mortgage rate, a second charge loan may be suitable. Sultana helps clients explore this option for home improvements, debt consolidation, or investment. She reviews affordability, loan-to-value, and interest rates from UK-authorised lenders.

These products suit clients with early repayment charges or low tracker rates on their first mortgage.

General Insurance for Property and Lifestyle Protection

Mortgages come with responsibilities. Sultana ensures clients in Worcester Park receive advice on suitable insurance. This includes buildings and contents cover, landlords’ policies, and income protection.

She recommends providers regulated in the UK and explains exclusions and renewal terms clearly. Clients can also explore policies that meet lender conditions for mortgage approval.

Areas Near Worcester Park Also Covered

Clients from nearby Surrey towns are also welcome. Sultana Javed provides mortgage services in:

• New Malden

• Epsom

• Cheam

• Tolworth

• Surbiton

• Kingston upon Thames

These towns are popular with first-time buyers, families, and investors alike. Find a mortgage broker in Worcester Park.

Why Choose Sultana Javed in Worcester Park?

• FCA-regulated and experienced with UK lenders

• Advice that meets national affordability and lending standards

• Specialised in complex cases like HMOs and bridging

• Local knowledge of Worcester Park and wider Surrey

• One-to-one guidance from enquiry to completion

Get Started with a Local Broker in Worcester Park

Worcester Park clients benefit from personalised support and timely updates throughout the mortgage process. Sultana helps with agreement in principle, document prep, lender communications, and solicitor coordination.

For a mortgage broker who understands Worcester Park, its surrounding towns, and the detail lenders need—contact Sultana Javed today.