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Toby

Spanier

Qualifications:
CeMAP
Gender:
Male

Appointment Options:

 
Face-to-face, Online, Telephone

Location:

Kent

Language(s):

English

Toby’s top skills:
Delivers tailored mortgage advice for business owners and investors, ensuring funding solutions meet UK lending criteria and individual property goals.
Recommends finance options that align with lender requirements, offering clients across Tonbridge and surrounding areas competitive, accessible mortgage products.
Guides first-time landlords and experienced investors through buy-to-let mortgages, bridging finance, and general insurance, supporting long-term financial growth.

Member of:

More about Toby:

Toby Spanier – Mortgage Broker in Tonbridge, Kent

If you’re looking for a trusted mortgage broker in Tonbridge, Kent, I’m here to help. I offer clear, practical advice on commercial mortgages, buy-to-let, bridging finance, and general insurance. My goal is to help clients in Tonbridge and nearby areas make informed financial choices with confidence.

Expert Mortgage Advice in Tonbridge

I specialise in helping clients secure tailored solutions for a range of property finance needs. Whether you’re expanding your investment portfolio or buying your first commercial unit, I offer straightforward advice based on your circumstances.

With access to a wide panel of UK lenders, I can recommend finance options that meet standard lending criteria across Tonbridge and surrounding towns.

Commercial Mortgages Tailored for You

If you’re purchasing a business premises or refinancing an existing one, I can help find a lender that suits your plans. I’ll guide you through the process, ensuring your loan fits both your needs and UK lending rules.

Buy-to-Let Solutions for Property Investors

Whether you’re a first-time landlord or an experienced investor, I provide expert support on buy-to-let mortgages. I help clients in Tonbridge and the wider Kent area secure competitive rates and terms suited to their investment strategy.

Bridging Finance for Time-Sensitive Purchases

Bridging finance can support auction purchases, renovations, or time-critical transactions. I help clients secure short-term funding that matches their exit strategy and meets lender criteria.

General Insurance You Can Rely On

Protecting your investment is just as important as funding it. I offer tailored general insurance solutions for landlords and business owners across Tonbridge. My advice ensures you’re covered with policies that suit your property and risk profile.

Areas I Also Cover Near Tonbridge

In addition to Tonbridge, I also support clients in:

✔ Sevenoaks ✔ Tunbridge Wells ✔ Maidstone ✔ Paddock Wood ✔ Edenbridge ✔ Cranbrook

Whether you’re based in these towns or nearby, I’m ready to support your property goals.

Why Choose Me?

✔ I offer expert advice on commercial, buy-to-let, and bridging loans
✔ I help clients meet lender criteria with clear, straightforward solutions
✔ I provide access to a wide network of lenders across the UK
✔ I ensure every step of the process is managed and stress-free
✔ I also offer general insurance for peace of mind

Ready to Get Started?

If you need a mortgage broker in Tonbridge, Kent, I’d be happy to assist. Whether it’s commercial finance, a buy-to-let opportunity, or short-term bridging, I can help you take the next step with confidence. Let’s talk.

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Contact Toby:
JAG FUNDING SOLUTIONS LTD

is is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority.