Tom Swinscoe – Trusted Mortgage Broker in Chorley, Lancashire

Are you searching for a reliable Mortgage Broker in Chorley, Lancashire? I’m Tom Swinscoe, offering expert advice on residential, commercial, buy-to-let, and bridging finance, as well as protection and general insurance.
I have over 20 years of experience in Financial Services, having first worked in the specialist Pension sector, followed by 13 years in Commercial Banking with NatWest before making the move in to the mortgage sector a little over five years ago.

I am an expertise in the Buy To Let market, covering all types of investment property and ownership structures.
So if you’re an experienced landlord looking to add to grow your portfolio, or you are just starting out on your journey considering your first BTL purchase, I’m perfectly positioned to ensure you have the right mortgage in place for your needs.

Outside of work, I love spending time with family (including our five cats!) and with friends and love a good movie. I’m a big sports fan too, so play a bit of 6 a side football to keep fit and particularly enjoy watching football (Preston North End for my sins) and NFL, but will gladly watch almost anything else competitive for that matter!

Residential Mortgages

Whether you’re a first-time buyer or moving home, I provide clear advice tailored to your needs. I ensure the mortgage suits your budget and long-term goals, always working with UK lenders that meet FCA guidelines.

Commercial Mortgages

If you’re purchasing business premises or refinancing, I offer straightforward solutions that fit your business strategy. Every case is assessed individually, keeping UK lending regulations in mind.

Buy-to-Let Mortgages

Looking to expand your property portfolio? I help landlords find the right deals for both individual and limited company structures. I focus on lenders that understand the buy-to-let market.

Bridging Finance

For those needing short-term funding, I offer bridging loan solutions with fast turnarounds. Whether buying at auction or funding a renovation, I can assist with the right option.

Protection and Insurance

I recommend tailored protection policies to help safeguard your home, income, and loved ones. I work with well-known UK insurers to deliver suitable cover.

Areas I Cover

Although based in Chorley, I also assist clients in:

✔ Leyland ✔ Preston ✔ Bolton ✔ Blackburn ✔ Wigan ✔ Bamber Bridge

Many of my clients also come from Bristol, and I regularly provide advice to clients from across the UK.

Why Choose Me?

✔ Honest, tailored advice for residential, commercial, and investment property finance.
✔ FCA-compliant recommendations based on your needs and financial goals.
✔ Access to a wide panel of lenders and insurers across the UK.
✔ Guidance throughout the entire process, from initial call to completion.

Let’s Get Started

If you’re seeking a Mortgage Broker in Chorley, Lancashire, I’m here to help. Whether you’re buying a home, investing in property, or protecting your assets, you’ll receive advice that’s clear and practical.