Wayne Melton, CEO & Futurebuild (Lincs) Ltd and Mortgage Broker in Grimsby

Wayne Melton is the CEO of Futurebuild (Lincs) Ltd and an experienced mortgage broker based in Grimsby. He provides clear, structured mortgage and protection advice to individuals, landlords and property investors across the UK.

Futurebuild (Lincs) Ltd offers guidance across residential mortgages, buy-to-let, HMOs, limited company mortgages, bridging finance, protection and general insurance. The focus is on delivering practical, transparent advice that is aligned with each client’s financial position and long-term objectives.

Mortgage advice is tailored to your needs and provided in line with current UK regulatory standards.

Mortgage Advice in Grimsby and Surrounding Areas

If you are searching for a mortgage broker in Grimsby, it is important to work with an adviser who understands both lending criteria and your personal circumstances. Wayne supports clients purchasing their first home, moving property, refinancing or expanding a property portfolio.

Advice is based on affordability, suitability and current lender requirements. A broad panel of lenders may be considered where appropriate to identify suitable options.

How Mortgage Advice Is Delivered

Each case begins with a detailed fact find to ensure recommendations are appropriate.

The process includes:

• Reviewing income, expenditure and credit profile
• Explaining mortgage types and repayment options
• Outlining lender criteria and associated costs
• Supporting communication with lenders and third parties

Clear explanations are provided throughout so clients can make informed decisions.

Areas of Advice

Futurebuild (Lincs) Ltd provides support in the following areas:

Residential Mortgages
Support for first-time buyers, home movers and those purchasing a main residence.

Buy-to-Let and HMO Mortgages
Guidance for landlords and investors, including portfolio planning. Tax treatment depends on individual circumstances and may change.

Limited Company Mortgages
Advice for investors purchasing or refinancing through a corporate structure, subject to lender criteria.

Bridging Finance
Short-term funding options for time-sensitive transactions, subject to approval and suitability.

Protection and General Insurance
Helping clients consider financial protection alongside their mortgage commitments.

Supporting Different Client Circumstances

Wayne supports a wide range of clients, including:

• First-time buyers entering the property market
• Landlords expanding or restructuring portfolios
• Self-employed applicants with variable income
• Homeowners reviewing existing mortgage arrangements

Each application is assessed individually. Approval is subject to lender criteria and cannot be guaranteed.

Location and Availability

Wayne is a mortgage broker in Grimsby and works with clients locally and across the UK. Advice can be provided face-to-face or remotely, depending on your preference.

• Cleethorpes
• Scunthorpe
• Lincoln
• Louth
• Boston
• Spalding

Speak to Wayne Melton

If you require mortgage advice in Grimsby or beyond, you can arrange an initial discussion to explore your options. The aim is to provide clear, factual information so you can make decisions with confidence.